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S.J.Res. 141
U.S. Senate•Introduced
Summary
S.J.Res. 141, “A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Debt Collection Practices (Regulation F); Deceptive and Unfair Collection of Medical Debt"”, was introduced in the Senate on Mar 19, 2026 by Sen. Raphael Warnock (D). It last saw action on May 13, 2026: Motion to proceed to consideration of measure rejected in Senate by Yea-Nay Vote. 50 - 50. Record Vote Number: 122. (consideration: CR S2265).
Record
Text
S.J.Res. 141 has 1 roll call.
sjr141/introduced-in-senate.txt119 SJ 141 IS: Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to “Debt Collection Practices (Regulation F); Deceptive and Unfair Collection of Medical Debt”.U.S. Senate2026-03-19text/xmlENPursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.IIA 119th CONGRESS 2d Session S. J. RES. 141 IN THE SENATE OF THE UNITED STATES March 19, 2026 Mr. Warnock introduced the following joint resolution; which was read twice and referred to the Committee on Banking, Housing, and Urban Affairs JOINT RESOLUTIONProviding for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to Debt Collection Practices (Regulation F); Deceptive and Unfair Collection of Medical Debt .That Congress disapproves the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to Debt Collection Practices (Regulation F); Deceptive and Unfair Collection of Medical Debt (89 Fed. Reg. 80715 (October 4, 2024)) (90 Fed. Reg. 20084 (May 12, 2025)), and such rule shall have no force or effect.
Tracker
The tracker indicates the progress of this legislation as it moves through the legislative process.
- Introduced2026-03-19
- Passed Senate
- Passed House
- Conference
- To President
- Became Law
A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Debt Collection Practices (Regulation F); Deceptive and Unfair Collection of Medical Debt".
Sponsors
Sen. Raphael Warnock (D) sponsors S.J.Res. 141 alone.
Committees
S.J.Res. 141 went before 1 committee: Banking, Housing, and Urban Affairs.

Actions
S.J.Res. 141 has taken 5 actions since Mar 19, 2026, the latest on May 13, 2026.
| Chamber | Action | |||
|---|---|---|---|---|
May 13, 2026 | Senate | Motion to proceed to consideration of measure rejected in Senate by Yea-Nay Vote. 50 - 50. Record Vote Number: 122. (consideration: CR S2265)Senate roll call 122 50–50 | ||
Apr 27, 2026 | Senate | Senate Committee on Banking, Housing, and Urban Affairs discharged, by petition, pursuant to 5 U.S.C. 802(c).Banking, Housing, and Urban Affairs Committee | ||
Apr 27, 2026 | Senate | Placed on Senate Legislative Calendar under General Orders. Calendar No. 393. | ||
Mar 19, 2026 | Senate | Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.Banking, Housing, and Urban Affairs Committee | ||
Mar 19, 2026 | — | Introduced in Senate |
Votes
S.J.Res. 141 went to 1 roll call in the Senate, the latest on May 13, 2026 at 50–50.
| Chamber | Question | Yea | Nay | |||
|---|---|---|---|---|---|---|
May 13, 2026 | Senate | On the Motion to Proceed | 50 | 50 |
Related bills
1 bill is related to S.J.Res. 141, as Identical bill.
Titles
S.J.Res. 141 goes by 2 titles.
- A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Debt Collection Practices (Regulation F); Deceptive and Unfair Collection of Medical Debt". — Official Title as Introduced
- A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Debt Collection Practices (Regulation F); Deceptive and Unfair Collection of Medical Debt". — Display Title
Lobbying
1 client hired 1 firm and 14 registered lobbyists who named S.J.Res. 141 in 1 quarterly filing, 2026. Reported under the Lobbying Disclosure Act; a filing’s income covers everything its registrant worked that quarter, so the amounts below are the filings’, not this bill’s.
Filed under Banking, Budget/Appropriations, Small Business.
Clients
Who paid to be heard, by how many filings named the bill.
| Client | Business | State | Firms | Filings | Reported |
|---|---|---|---|---|---|
| CREDIT UNION NATIONAL ASSOCIATION, INC. DBA AMERICA'S CREDIT UNIONS | — | District of Columbia | 1 | 1 | — |
Firms
Registrants who filed on the bill, by filings.
| Registrant | Clients | Filings | Reported |
|---|---|---|---|
| CREDIT UNION NATIONAL ASSOCIATION. INC. DBA AMERICA'S CREDIT UNIONS | 1 | 1 | — |
Lobbyists
Named on the filings that cite the bill.
| Lobbyist | Firms | Clients | Filings |
|---|---|---|---|
| ANDREW MORRIS | 1 | 1 | 1 |
| BRADFORD THALER | 1 | 1 | 1 |
| CLARK DERRINGTON | 1 | 1 | 1 |
| GORDON HOLZBERG | 1 | 1 | 1 |
| GREGORY MESACK | 1 | 1 | 1 |
| JAMES AKIN | 1 | 1 | 1 |
| JEREMY GREENBERG | 1 | 1 | 1 |
| KATHLEEN COULOMBE | 1 | 1 | 1 |
| KRISTIN RHEINS | 1 | 1 | 1 |
| LUKE MARTONE | 1 | 1 | 1 |
| MADISON HUBBARD | 1 | 1 | 1 |
| PHIL DRAGER | 1 | 1 | 1 |
| STEPHANIE BELK | 1 | 1 | 1 |
| TYLER MARON | 1 | 1 | 1 |
Filings
The documents themselves, on the Senate’s Lobbying Disclosure site, largest reported first.
| Client | Registrant | Period | Reported | Document |
|---|---|---|---|---|
| CREDIT UNION NATIONAL ASSOCIATION, INC. DBA AMERICA'S CREDIT UNIONS | CREDIT UNION NATIONAL ASSOCIATION. INC. DBA AMERICA'S CREDIT UNIONS | 2026 second_quarter | $1.3M | 2nd Quarter - Report |
Classification
The Congressional Research Service files S.J.Res. 141 under Finance and Financial Sector, one of its 31 policy areas, and gives it 4 legislative subjects.
CRS Subjects
CRS assigns every bill one policy area from its 31; S.J.Res. 141’s is Finance and Financial Sector.
sjres141/policy-areas.txtLegislative Subjects
S.J.Res. 141 carries 4 of CRS’s legislative subjects, from Administrative law and regulatory procedures to Debt collection.
sjres141/subjects.txtSource: congress.gov · legiscan.com
