H.R. 7484

Summary

H.R. 7484, the Community Bank Relief Act, was introduced in the House on Feb 11, 2026 by Rep. Garland Barr (R) with 1 co-sponsor. It was referred to Financial Services, and last saw action on Feb 11, 2026: Referred to the House Committee on Financial Services.

Record

Text

H.R. 7484 has 1 co-sponsor.

119 HR 7484 IH: Community Bank Relief Act
 U.S. House of Representatives
 2026-02-11
 text/xml
 EN
 Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.
 I  119th CONGRESS  2d Session  H. R. 7484  IN THE HOUSE OF REPRESENTATIVES   February 11, 2026   Mr. Barr  introduced the following bill; which was referred to the  Committee on Financial Services    A BILL
To amend the Electronic Fund Transfer Act to adjust certain thresholds for inflation.
1.
Short title
This Act may be cited as the   Community Bank Relief Act  .
2.
Reasonable fees and rules for payment card transactions
Section 921(a)(6) of the Electronic Fund Transfer Act ( 15 U.S.C. 1693o–2(a)(6) ) is amended—
(1)
by redesignating subparagraph (B) as subparagraph (C); and
(2)
by inserting after subparagraph (A) the following:
(B)
Inflation adjustments
(i)
In general
Except as provided in clause (ii), not later than July 1, 2026, and not later than January 15 of every year thereafter, the amount described in subparagraph (A) shall be adjusted by the annual percentage increase in the Consumer Price Index for the month of October.
(ii)
Exception
Prior to the first adjustment made under clause (i), the Board shall adjust the amount described in subparagraph (A) by the percentage by which—
(I)
the Consumer Price Index for October 2025, exceeds
(II)
the Consumer Price Index for October 2009.
 .

Tracker

The tracker indicates the progress of this legislation as it moves through the legislative process.

To amend the Electronic Fund Transfer Act to adjust certain thresholds for inflation.

Sponsors

Rep. Garland Barr (R) sponsors H.R. 7484, and 1 member has co-sponsored it.

Garland Barr

Rep. · R–KY-6 · Sponsor

Introduced Feb 11, 2026

Derek Schmidt

Rep. · R–KS-2 · Co-sponsor

Joined Mar 26, 2026

Show 2 of 2 rows

PreviousNext

Committees

H.R. 7484 went before 1 committee: Financial Services.

Financial Services

Financial Services

Referred To · Feb 11, 2026 · 559 Bills

Actions

H.R. 7484 has taken 2 actions since Feb 11, 2026.

Votes

H.R. 7484 has not gone to a roll call.

Related bills

1 bill is related to H.R. 7484, as Identical bill.

S 3849Community Bank Relief ActFeb 11, 2026 · Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. · Identical bill

Show 1 of 1 row

PreviousNext

Titles

H.R. 7484 goes by 3 titles, 1 of them short titles.

• Community Bank Relief Act — Display Title
• Community Bank Relief Act — Short Title(s) as Introduced
• To amend the Electronic Fund Transfer Act to adjust certain thresholds for inflation. — Official Title as Introduced

Lobbying

3 clients hired 3 firms and 24 registered lobbyists who named H.R. 7484 in 5 quarterly filings, 2026. Reported under the Lobbying Disclosure Act; a filing’s income covers everything its registrant worked that quarter, so the amounts below are the filings’, not this bill’s.

Filed under Agriculture, Budget/Appropriations, Consumer Issues/Safety/Products, Environment/Superfund, Health Issues, Taxation/Internal Revenue Code, Transportation, Trade (domestic/foreign).

Clients

Who paid to be heard, by how many filings named the bill.

Firms

Registrants who filed on the bill, by filings.

Lobbyists

Named on the filings that cite the bill. The 20 named most often, of 24.

Filings

The documents themselves, on the Senate’s Lobbying Disclosure site, largest reported first.

Classification

The Congressional Research Service files H.R. 7484 under Finance and Financial Sector, one of its 31 policy areas.

CRS Subjects

CRS assigns every bill one policy area from its 31; H.R. 7484’s is Finance and Financial Sector.

Constitutional authority

The clause the sponsor cites as Congress’s power to enact H.R. 7484, as entered in the Congressional Record.

[Congressional Record Volume 172, Number 29 (Wednesday, February 11, 2026)][House]From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Mr. BARR:H.R. 7484.Congress has the power to enact this legislation pursuantto the following:Article 1, Section 8 of the United States Constitution.[Page H2187]

Source: congress.gov · legiscan.com