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H.R. 5284

U.S. House•In Senate Committee

Summary

H.R. 5284, the Claiming Age Clarity Act, was introduced in the House on Sep 10, 2025 by Rep. Lloyd Smucker (R) with 9 co-sponsors. It was referred to Finance, and last saw action on Dec 2, 2025: Received in the Senate and Read twice and referred to the Committee on Finance.

Record

Text

H.R. 5284 has 9 co-sponsors.

hb5284/engrossed-in-house.txt
119 HR 5284 EH: Claiming Age Clarity Act
 U.S. House of Representatives
 text/xml
 EN
 Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.
 IB
 119th CONGRESS  1st Session
 H. R. 5284
 IN THE HOUSE OF REPRESENTATIVES
 AN ACT
To require the Social Security Administration to make changes to the social security terminology used in the rules, regulation, guidance, or other materials of the Administration.
1.
Short title
This Act may be cited as the   Claiming Age Clarity Act  .
2.
Changes to social security terminology
Not later than the later of the date that is 12 months after the date of enactment of this Act or January 1, 2027, the Commissioner of Social Security shall ensure that, in any rules, regulation, guidance, or other materials of the Social Security Administration, whether online or in print—
(1)
the term  early eligibility age  is replaced with the term  minimum monthly benefit age ;
(2)
the terms  full retirement age  and  normal retirement age  are replaced with the term  standard monthly benefit age ; and
(3)
the term  delayed retirement credit  shall not be used and any reference to age 70 as the maximum age up to which delayed retirement credits can be received shall be replaced with the term  maximum monthly benefit age .
     Passed the House of Representatives December 1, 2025.  Kevin F. McCumber,  Clerk.

Tracker

The tracker indicates the progress of this legislation as it moves through the legislative process.

  1. Introduced2025-09-10
  2. Passed House2025-12-01
  3. Passed Senate
  4. Conference
  5. To President
  6. Became Law

CRS Summary

The summaries are the Congressional Research Service’s, one per stage. Read them in full.

Introduced in House Sep 10, 2025

hb5284/introduced-in-house.md

Shown Here:
Introduced in House (09/10/2025)

Claiming Age Clarity Act

This bill changes certain terms that are used by the Social Security Administration (SSA) to describe the ages at which a worker may claim Social Security retirement benefits.

First, the SSA must use minimum monthly benefit age instead of early eligibility age. This refers to the earliest age (62 under current law) at which a worker may claim benefits. (Currently, the benefit amount of a worker who claims benefits early is reduced to account for the longer period during which the worker is expected to receive benefits.)

Second, the SSA must use standard monthly benefit age instead of full retirement age and normal retirement age. These terms refer to the age at which a worker may claim benefits without a reduction in the benefit amount. (Currently, this age ranges from 65 to 67, depending on the worker's year of birth.)

Finally, the SSA must use the term maximum monthly benefit age for any reference to age 70 as the maximum age at which a worker may receive delayed retirement credits. The SSA may not use the term delayed retirement credit. These terms refer to the mechanism that increases the benefit amount of a worker who delays claiming benefits after reaching the full retirement age. (Currently, a worker receives a credit for each month between the full retirement age and age 70 that the worker delays claiming benefits. Each credit increases the benefit amount that the worker will receive after claiming benefits by a specified percentage.)

Sponsors

Rep. Lloyd Smucker (R) sponsors H.R. 5284, and 9 members have co-sponsored it, 3 of them from the day it was introduced.

Committees

H.R. 5284 went before 2 committees: Finance and Ways and Means.

Finance
Finance
Referred To · Dec 2, 2025 · 902 Bills
Ways and Means
Ways and Means
Reported By · Oct 3, 2025 · 1,160 Bills

Reports

1 committee report has been filed on H.R. 5284, the latest H. Rept. 119-330.

Actions

H.R. 5284 has taken 13 actions since Sep 10, 2025, the latest on Dec 2, 2025.

ChamberAction
Dec 2, 2025
Senate
Received in the Senate and Read twice and referred to the Committee on Finance.Finance Committee
Dec 1, 202516:46
House
Mr. Smith (MO) moved to suspend the rules and pass the bill, as amended.
Dec 1, 202516:47
House
Considered under suspension of the rules. (consideration: CR H4937-4938)
Dec 1, 202516:47
House
DEBATE - The House proceeded with forty minutes of debate on H.R. 5284.
Dec 1, 202516:56
House
On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H4937)

Votes

H.R. 5284 has not gone to a roll call.

1 bill is related to H.R. 5284, as Identical bill.

Titles

H.R. 5284 goes by 7 titles, 4 of them short titles.

  • Claiming Age Clarity Act — Short Titles from RFS (Referred to Senate) bill text
  • Claiming Age Clarity Act — Short Title(s) as Passed House
  • To require the Social Security Administration to make changes to the social security terminology used in the rules, regulation, guidance, or other materials of the Administration. — Official Titles from EH (Engrossed in House) bill text
  • Claiming Age Clarity Act — Short Title(s) as Reported to House
  • Claiming Age Clarity Act — Short Title(s) as Introduced
  • Claiming Age Clarity Act — Display Title
  • To require the Social Security Administration to make changes to the social security terminology used in the rules, regulation, guidance, or other materials of the Administration. — Official Title as Introduced

Lobbying

2 clients hired 2 firms and 27 registered lobbyists who named H.R. 5284 in 4 quarterly filings, 2025 to 2026. Reported under the Lobbying Disclosure Act; a filing’s income covers everything its registrant worked that quarter, so the amounts below are the filings’, not this bill’s.

Filed under Financial Institutions/Investments/Securities, Labor Issues/Antitrust/Workplace, Retirement, Taxation/Internal Revenue Code, Agriculture, Budget/Appropriations, Civil Rights/Civil Liberties, Consumer Issues/Safety/Products.

Clients

Who paid to be heard, by how many filings named the bill.

ClientBusinessStateFirmsFilingsReported
AARP—District of Columbia13—
AMERIPRISE FINANCIAL, INC.—District of Columbia11—

Firms

Registrants who filed on the bill, by filings.

RegistrantClientsFilingsReported
AARP13—
AMERIPRISE FINANCIAL, INC.11—

Lobbyists

Named on the filings that cite the bill. The 20 named most often, of 27.

LobbyistFirmsClientsFilings
ANDREW DONNELLY113
ANDREW SCHOLNICK113
APRIL CANTER113
BEVERLY GILYARD113
BLAKE KELLY113
BRENDAN ROSE113
CHAD MULLEN113
CLARK FLYNT-BARR113
CORALETTE HANNON113
ELISA WALKER113
FERNANDO RUIZ113
GIDGET BENITEZ113
GLEN FEWKES113
HOLLY BIGLOW113
JENNIFER JONES113
JOHN CUMMINGS113
JOHN HISHTA113
KATHLEEN FORD113
LAUREN RYAN113
LEIGH PURVIS113

Filings

The documents themselves, on the Senate’s Lobbying Disclosure site, largest reported first.

ClientRegistrantPeriodReportedDocument
AARPAARP2025 fourth_quarter$5.3M4th Quarter - Report
AARPAARP2026 first_quarter$3.8M1st Quarter - Report
AARPAARP2025 third_quarter$3.8M3rd Quarter - Report
AMERIPRISE FINANCIAL, INC.AMERIPRISE FINANCIAL, INC.2025 third_quarter$320K3rd Quarter - Report

Classification

The Congressional Research Service files H.R. 5284 under Social Welfare, one of its 31 policy areas, and gives it 4 legislative subjects.

CRS Subjects

CRS assigns every bill one policy area from its 31; H.R. 5284’s is Social Welfare.

hr5284/policy-areas.txt
Social WelfareAgriculture and FoodAnimalsArmed Forces and National SecurityArts, Culture, ReligionCivil Rights and Liberties, Minority IssuesCommerceCongressCrime and Law EnforcementEconomics and Public FinanceEducationEmergency ManagementEnergyEnvironmental ProtectionFamiliesFinance and Financial SectorForeign Trade and International FinanceGovernment Operations and PoliticsHealthHousing and Community DevelopmentImmigrationInternational AffairsLabor and EmploymentLawNative AmericansPublic Lands and Natural ResourcesScience, Technology, CommunicationsSports and RecreationTaxationTransportation and Public WorksWater Resources Development

Legislative Subjects

H.R. 5284 carries 4 of CRS’s legislative subjects, from Administrative law and regulatory procedures to Social security and elderly assistance.

hr5284/subjects.txt
Administrative law and regulatory proceduresAgingSocial Security AdministrationSocial security and elderly assistance

Constitutional authority

The clause the sponsor cites as Congress’s power to enact H.R. 5284, as entered in the Congressional Record.

[Congressional Record Volume 171, Number 148 (Wednesday, September 10, 2025)][House]From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Mr. SMUCKER:H.R. 5284.Congress has the power to enact this legislation pursuantto the following:Clause 3 of section 8 article 1 of the Constitution[Page H4239]

Source: congress.gov · legiscan.com