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S. 1504

U.S. Senate•In Senate Committee

Summary

S. 1504, the Claiming Age Clarity Act, was introduced in the Senate on Apr 29, 2025 by Sen. Bill Cassidy (R) with 14 co-sponsors. It was referred to Finance, and last saw action on Apr 29, 2025: Read twice and referred to the Committee on Finance.

Record

Text

S. 1504 has 14 co-sponsors.

sb1504/introduced-in-senate.txt
119 S1504 IS: Claiming Age Clarity Act
 U.S. Senate
 2025-04-29
 text/xml
 EN
 Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.
 II  119th CONGRESS  1st Session  S. 1504  IN THE SENATE OF THE UNITED STATES   April 29, 2025   Mr. Cassidy  (for himself,  Mr. Coons ,  Ms. Collins , and  Mr. Kaine ) introduced the following bill; which was read twice and referred to the  Committee on Finance    A BILL
To require the Social Security Administration to make changes to the social security terminology used in the rules, regulation, guidance, or other materials of the Administration.
1.
Short title
This Act may be cited as the   Claiming Age Clarity Act  .
2.
Changes to social security terminology
Not later than January 1, 2027, the Commissioner of Social Security shall ensure that, in any rules, regulation, guidance, or other materials of the Social Security Administration, whether online or in print—
(1)
the term  early eligibility age  is replaced with the term  minimum monthly benefit age ;
(2)
the terms  full retirement age  and  normal retirement age  are replaced with the term  standard monthly benefit age ; and
(3)
the term  delayed retirement credit  shall not be used and any reference to age 70 as the maximum age up to which delayed retirement credits can be received shall be replaced with the term  maximum monthly benefit age .

Tracker

The tracker indicates the progress of this legislation as it moves through the legislative process.

  1. Introduced2025-04-29
  2. Passed Senate
  3. Passed House
  4. Conference
  5. To President
  6. Became Law

CRS Summary

The summaries are the Congressional Research Service’s, one per stage. Read them in full.

Introduced in Senate Apr 29, 2025

sb1504/introduced-in-senate.md

Shown Here:
Introduced in Senate (04/29/2025)

Claiming Age Clarity Act

This bill changes certain terms that are used by the Social Security Administration (SSA) to describe the ages at which a worker may claim Social Security retirement benefits.

First, the SSA must use minimum monthly benefit age instead of early eligibility age. This refers to the earliest age (62 under current law) at which a worker may claim benefits. (Currently, the benefit amount of a worker who claims benefits early is reduced to account for the longer period during which the worker is expected to receive benefits.)

Second, the SSA must use standard monthly benefit age instead of full retirement age and normal retirement age. These terms refer to the age at which a worker may claim benefits without a reduction in the benefit amount. (Currently, this age ranges from 65 to 67, depending on the worker's year of birth.)

Finally, the SSA must use the term maximum monthly benefit age for any reference to age 70 as the maximum age at which a worker may receive delayed retirement credits. The SSA may not use the term delayed retirement credit. These terms refer to the mechanism that increases the benefit amount of a worker who delays claiming benefits after reaching the full retirement age. (Currently, a worker receives a credit for each month between the full retirement age and age 70 that the worker delays claiming benefits. Each credit increases the benefit amount that the worker will receive after claiming benefits by a specified percentage.)

Sponsors

Sen. Bill Cassidy (R) sponsors S. 1504, and 14 members have co-sponsored it, 3 of them from the day it was introduced.

Committees

S. 1504 went before 1 committee: Finance.

Finance
Finance
Referred To · Apr 29, 2025 · 902 Bills

Actions

S. 1504 has taken 2 actions since Apr 29, 2025.

ChamberAction
Apr 29, 2025
Senate
Read twice and referred to the Committee on Finance.Finance Committee
Apr 29, 2025
—
Introduced in Senate

Votes

S. 1504 has not gone to a roll call.

1 bill is related to S. 1504, as Identical bill.

Titles

S. 1504 goes by 3 titles, 1 of them short titles.

  • Claiming Age Clarity Act — Display Title
  • Claiming Age Clarity Act — Short Title(s) as Introduced
  • A bill to require the Social Security Administration to make changes to the social security terminology used in the rules, regulation, guidance, or other materials of the Administration. — Official Title as Introduced

Lobbying

1 client hired 1 firm and 25 registered lobbyists who named S. 1504 in 3 quarterly filings, 2025 to 2026. Reported under the Lobbying Disclosure Act; a filing’s income covers everything its registrant worked that quarter, so the amounts below are the filings’, not this bill’s.

Filed under Agriculture, Budget/Appropriations, Civil Rights/Civil Liberties, Consumer Issues/Safety/Products, Disaster Planning/Emergencies, Family issues/Abortion/Adoption, Financial Institutions/Investments/Securities, Health Issues.

Clients

Who paid to be heard, by how many filings named the bill.

ClientBusinessStateFirmsFilingsReported
AARP—District of Columbia13—

Firms

Registrants who filed on the bill, by filings.

RegistrantClientsFilingsReported
AARP13—

Lobbyists

Named on the filings that cite the bill. The 20 named most often, of 25.

LobbyistFirmsClientsFilings
ANDREW DONNELLY113
ANDREW SCHOLNICK113
APRIL CANTER113
BEVERLY GILYARD113
BLAKE KELLY113
BRENDAN ROSE113
CHAD MULLEN113
CLARK FLYNT-BARR113
CORALETTE HANNON113
ELISA WALKER113
FERNANDO RUIZ113
GIDGET BENITEZ113
GLEN FEWKES113
HOLLY BIGLOW113
JENNIFER JONES113
JOHN CUMMINGS113
JOHN HISHTA113
KATHLEEN FORD113
LAUREN RYAN113
LEIGH PURVIS113

Filings

The documents themselves, on the Senate’s Lobbying Disclosure site, largest reported first.

ClientRegistrantPeriodReportedDocument
AARPAARP2025 fourth_quarter$5.3M4th Quarter - Report
AARPAARP2026 first_quarter$3.8M1st Quarter - Report
AARPAARP2025 third_quarter$3.8M3rd Quarter - Report

Classification

The Congressional Research Service files S. 1504 under Social Welfare, one of its 31 policy areas, and gives it 4 legislative subjects.

CRS Subjects

CRS assigns every bill one policy area from its 31; S. 1504’s is Social Welfare.

s1504/policy-areas.txt
Social WelfareAgriculture and FoodAnimalsArmed Forces and National SecurityArts, Culture, ReligionCivil Rights and Liberties, Minority IssuesCommerceCongressCrime and Law EnforcementEconomics and Public FinanceEducationEmergency ManagementEnergyEnvironmental ProtectionFamiliesFinance and Financial SectorForeign Trade and International FinanceGovernment Operations and PoliticsHealthHousing and Community DevelopmentImmigrationInternational AffairsLabor and EmploymentLawNative AmericansPublic Lands and Natural ResourcesScience, Technology, CommunicationsSports and RecreationTaxationTransportation and Public WorksWater Resources Development

Legislative Subjects

S. 1504 carries 4 of CRS’s legislative subjects, from Administrative law and regulatory procedures to Social security and elderly assistance.

s1504/subjects.txt
Administrative law and regulatory proceduresAgingSocial Security AdministrationSocial security and elderly assistance

Source: congress.gov · legiscan.com