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H.R. 3446

U.S. House•House Floor Calendar

Summary

H.R. 3446, the FDIC Board Accountability Act, was introduced in the House on May 15, 2025 by Rep. Bill Huizenga (R) with 3 co-sponsors. It last saw action on Sep 8, 2025: Placed on the Union Calendar, Calendar No. 201.

Record

Text

H.R. 3446 has 3 co-sponsors.

hb3446/introduced-in-house.txt
119 HR 3446 IH: FDIC Board Accountability Act
 U.S. House of Representatives
 2025-05-15
 text/xml
 EN
 Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.
 I  119th CONGRESS  1st Session  H. R. 3446  IN THE HOUSE OF REPRESENTATIVES   May 15, 2025   Mr. Huizenga  (for himself,  Mr. Barr ,  Mr. Meuser , and  Mr. Rose ) introduced the following bill; which was referred to the  Committee on Financial Services    A BILL
To amend the Federal Deposit Insurance Act to revise the membership requirements for the Board of Directors of the Federal Deposit Insurance Corporation, and for other purposes.
1.
Short title
This Act may be cited as the   FDIC Board Accountability Act  .
2.
FDIC Board of Directors
Section 2 of the Federal Deposit Insurance Act ( 12 U.S.C. 1812 ) is amended—
(1)
in subsection (a)—
(A)
in paragraph (1)—
(i)
in subparagraph (A), by adding  and  at the end; and
(ii)
by striking subparagraphs (B) and (C) and inserting the following:
(B)
4 of whom shall be appointed by the President, by and with the advice and consent of the Senate, from among individuals who are citizens of the United States, 1 of whom shall have State bank supervisory experience, and separately 1 of whom shall have demonstrated primary experience working in or supervising depository institutions having less than $10,000,000,000 in total assets.
 ; and
(B)
by adding at the end the following:
(3)
Non-voting status of the Director of the Bureau of Consumer Financial Protection
The Director of the Bureau of Consumer Financial Protection shall serve as a non-voting observer to the Board of Directors of the Corporation.
 ;
(2)
in subsection (c)—
(A)
in paragraph (1), by adding at the end the following:  No individual may be appointed as a member for more than two terms. ; and
(B)
by adding at the end the following:
(4)
Maximum length of service
Notwithstanding any other provision of this Act, no person shall serve as a member for more than twelve years in total.
 ;
(3)
in subsection (d)(2)—
(A)
by striking  Consumer Financial Protection Bureau  each place such term appears and inserting  Bureau of Consumer Financial Protection ; and
(B)
by inserting  or observer, as the case may be,  after  member ; and
(4)
in subsection (f)(2), by striking  or of the Consumer Financial Protection Bureau .

Tracker

The tracker indicates the progress of this legislation as it moves through the legislative process.

  1. Introduced2025-05-15
  2. Passed House
  3. Passed Senate
  4. Conference
  5. To President
  6. Became Law

To amend the Federal Deposit Insurance Act to revise the membership requirements for the Board of Directors of the Federal Deposit Insurance Corporation, and for other purposes.

Sponsors

Rep. Bill Huizenga (R) sponsors H.R. 3446, and 3 members have co-sponsored it, all of them from the day it was introduced.

Committees

H.R. 3446 went before 1 committee: Financial Services.

Financial Services
Financial Services
Reported By · Sep 8, 2025 · 559 Bills

Reports

1 committee report has been filed on H.R. 3446, the latest H. Rept. 119-244.

Actions

H.R. 3446 has taken 7 actions since May 15, 2025, the latest on Sep 8, 2025.

ChamberAction
Sep 8, 2025
House
Reported by the Committee on Financial Services. H. Rept. 119-244.Financial Services Committee
Sep 8, 2025
House
Placed on the Union Calendar, Calendar No. 201.
Jul 23, 2025
House
Ordered to be Reported by the Yeas and Nays: 26 - 23.Financial Services Committee
Jul 23, 2025
House
Committee Consideration and Mark-up Session HeldFinancial Services Committee
Jul 22, 2025
House
Committee Consideration and Mark-up Session HeldFinancial Services Committee

Votes

H.R. 3446 has not gone to a roll call.

1 bill is related to H.R. 3446.

Titles

H.R. 3446 goes by 4 titles, 2 of them short titles.

  • FDIC Board Accountability Act — Short Title(s) as Reported to House
  • FDIC Board Accountability Act — Display Title
  • FDIC Board Accountability Act — Short Title(s) as Introduced
  • To amend the Federal Deposit Insurance Act to revise the membership requirements for the Board of Directors of the Federal Deposit Insurance Corporation, and for other purposes. — Official Title as Introduced

Lobbying

6 clients hired 6 firms and 168 registered lobbyists who named H.R. 3446 in 19 quarterly filings, 2025 to 2026. Reported under the Lobbying Disclosure Act; a filing’s income covers everything its registrant worked that quarter, so the amounts below are the filings’, not this bill’s.

Filed under Banking, Taxation/Internal Revenue Code, Budget/Appropriations, Housing, Small Business, Financial Institutions/Investments/Securities, Government Issues, Copyright/Patent/Trademark.

Clients

Who paid to be heard, by how many filings named the bill.

ClientBusinessStateFirmsFilingsReported
CHAMBER OF COMMERCE OF THE U.S.A.—District of Columbia17—
INDEPENDENT COMMUNITY BANKERS OF AMERICA—District of Columbia15—
AMERICAN BANKERS ASSOCIATION—District of Columbia13—
PUBLIC CITIZEN—District of Columbia12—
CENTER FOR RESPONSIBLE LENDING A SUPPORTING CORP OF CTR FOR COMMUNITY SELF-HELP—District of Columbia11—
COMMUNITY BANKERS ASSOCIATION OF ILLINOIS—Illinois11—

Firms

Registrants who filed on the bill, by filings.

RegistrantClientsFilingsReported
CHAMBER OF COMMERCE OF THE U.S.A.17—
INDEPENDENT COMMUNITY BANKERS OF AMERICA15—
AMERICAN BANKERS ASSOCIATION13—
PUBLIC CITIZEN12—
CENTER FOR RESPONSIBLE LENDING, A SUPPORTING CORP OF CTR FOR COMMUNITY SELF-HELP11—
COMMUNITY BANKERS ASSOCIATION OF ILLINOIS11—

Lobbyists

Named on the filings that cite the bill. The 20 named most often, of 168.

LobbyistFirmsClientsFilings
ABELARDO TORRES117
ANDREA PORWOLL117
ASHLEY GUM117
BRADLEY WATTS117
BRINCE MANNING117
BROOKE MILLER117
CASSIA CARVALHO117
CHAD WHITEMAN117
CHANTEL SHEAKS117
CHRISTOPHER CRENSHAW117
CHRISTOPHER EYLER117
CHRISTOPHER GUITH117
CHRISTOPHER ROBERTI117
CLARK JACKSON117
DAN BYERS117
ERIN DELANEY117
ESPERANZA JELALIAN117
FOXHALL PARKER117
GARY LITMAN117
GERSON ("CHUCK") CHAITOVITZ117

Filings

The documents themselves, on the Senate’s Lobbying Disclosure site, largest reported first.

ClientRegistrantPeriodReportedDocument
CHAMBER OF COMMERCE OF THE U.S.A.CHAMBER OF COMMERCE OF THE U.S.A.2026 first_quarter$19.8M1st Quarter - Amendme…
CHAMBER OF COMMERCE OF THE U.S.A.CHAMBER OF COMMERCE OF THE U.S.A.2026 first_quarter$19.8M1st Quarter - Report
CHAMBER OF COMMERCE OF THE U.S.A.CHAMBER OF COMMERCE OF THE U.S.A.2025 second_quarter$19.3M2nd Quarter - Report
CHAMBER OF COMMERCE OF THE U.S.A.CHAMBER OF COMMERCE OF THE U.S.A.2025 first_quarter$19.3M1st Quarter - Report
CHAMBER OF COMMERCE OF THE U.S.A.CHAMBER OF COMMERCE OF THE U.S.A.2025 fourth_quarter$18M4th Quarter - Report
CHAMBER OF COMMERCE OF THE U.S.A.CHAMBER OF COMMERCE OF THE U.S.A.2026 second_quarter$17M2nd Quarter - Report
CHAMBER OF COMMERCE OF THE U.S.A.CHAMBER OF COMMERCE OF THE U.S.A.2025 third_quarter$13.7M3rd Quarter - Report
AMERICAN BANKERS ASSOCIATIONAMERICAN BANKERS ASSOCIATION2026 second_quarter$3.5M2nd Quarter - Report
AMERICAN BANKERS ASSOCIATIONAMERICAN BANKERS ASSOCIATION2026 first_quarter$3.1M1st Quarter - Report
INDEPENDENT COMMUNITY BANKERS OF AMERICAINDEPENDENT COMMUNITY BANKERS OF AMERICA2026 second_quarter$2.2M2nd Quarter - Report
AMERICAN BANKERS ASSOCIATIONAMERICAN BANKERS ASSOCIATION2025 fourth_quarter$1.7M4th Quarter - Report
INDEPENDENT COMMUNITY BANKERS OF AMERICAINDEPENDENT COMMUNITY BANKERS OF AMERICA2025 fourth_quarter$1.3M4th Quarter - Report
INDEPENDENT COMMUNITY BANKERS OF AMERICAINDEPENDENT COMMUNITY BANKERS OF AMERICA2026 first_quarter$890K1st Quarter - Report
INDEPENDENT COMMUNITY BANKERS OF AMERICAINDEPENDENT COMMUNITY BANKERS OF AMERICA2025 third_quarter$866.8K3rd Quarter - Report
INDEPENDENT COMMUNITY BANKERS OF AMERICAINDEPENDENT COMMUNITY BANKERS OF AMERICA2025 third_quarter$866.8K3rd Quarter - Report
PUBLIC CITIZENPUBLIC CITIZEN2025 second_quarter$98.8K2nd Quarter - Report
CENTER FOR RESPONSIBLE LENDING A SUPPORTING CORP OF CTR FOR COMMUNITY SELF-HELPCENTER FOR RESPONSIBLE LENDING, A SUPPORTING CORP OF CTR FOR COMMUNITY SELF-HELP2025 second_quarter$80K2nd Quarter - Report
PUBLIC CITIZENPUBLIC CITIZEN2025 first_quarter$76.6K1st Quarter - Report
COMMUNITY BANKERS ASSOCIATION OF ILLINOISCOMMUNITY BANKERS ASSOCIATION OF ILLINOIS2025 third_quarter$65K3rd Quarter - Report

Classification

The Congressional Research Service files H.R. 3446 under Finance and Financial Sector, one of its 31 policy areas, and gives it 3 legislative subjects.

CRS Subjects

CRS assigns every bill one policy area from its 31; H.R. 3446’s is Finance and Financial Sector.

hr3446/policy-areas.txt
Finance and Financial SectorAgriculture and FoodAnimalsArmed Forces and National SecurityArts, Culture, ReligionCivil Rights and Liberties, Minority IssuesCommerceCongressCrime and Law EnforcementEconomics and Public FinanceEducationEmergency ManagementEnergyEnvironmental ProtectionFamiliesForeign Trade and International FinanceGovernment Operations and PoliticsHealthHousing and Community DevelopmentImmigrationInternational AffairsLabor and EmploymentLawNative AmericansPublic Lands and Natural ResourcesScience, Technology, CommunicationsSocial WelfareSports and RecreationTaxationTransportation and Public WorksWater Resources Development

Legislative Subjects

H.R. 3446 carries 3 of CRS’s legislative subjects, from Advisory bodies to Federal Deposit Insurance Corporation (FDIC).

hr3446/subjects.txt
Advisory bodiesBanking and financial institutions regulationFederal Deposit Insurance Corporation (FDIC)

Constitutional authority

The clause the sponsor cites as Congress’s power to enact H.R. 3446, as entered in the Congressional Record.

[Congressional Record Volume 171, Number 82 (Thursday, May 15, 2025)][House]From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Mr. HUIZENGA:H.R. 3446.Congress has the power to enact this legislation pursuantto the following:Article I, Section 8, Clause 3 of the U.S. Constitution[Page H2105]

Source: congress.gov · legiscan.com