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H.R. 10028

U.S. House•In House Committee

Summary

H.R. 10028, the MOVE Act, was introduced in the House on Aug 3, 2026 by Rep. Thomas Kean (R). It was referred to Financial Services, and last saw action on Aug 3, 2026: Referred to the House Committee on Financial Services.

Record

Text

H.R. 10028 has no co-sponsors and has not gone to a roll call.

hb10028/introduced-in-house.txt
119 HR 10028 IH: Making Ownership Viable for Everyone Act
 U.S. House of Representatives
 2026-08-03
 text/xml
 EN
 Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.
 I  119th CONGRESS  2d Session  H. R. 10028  IN THE HOUSE OF REPRESENTATIVES   August 3, 2026   Mr. Kean  introduced the following bill; which was referred to the  Committee on Financial Services    A BILL
To require the Federal National Mortgage Association and the Federal Home Loan Mortgage Corporation to begin purchasing and securitizing portable mortgages, and for other purposes.
1.
Short title
This Act may be cited as the   Making Ownership Viable for Everyone Act   or the   MOVE Act  .
2.
Purchase and securitization of portable mortgages
(a)
In general
The Federal National Mortgage Association and the Federal Home Loan Mortgage Corporation shall, not later than 180 days after the date of the enactment of this section, begin purchasing and securitizing conventional mortgages under which the mortgagor is permitted by mortgagee to transfer the interest rate, terms and balance of such mortgage to a new property within 90 days of selling the property originally securing such mortgage.
(b)
Conventional mortgage defined
The term  conventional mortgage —
(1)
with respect to the Federal National Mortgage Association, has the meaning given the term in section 202(b)(2) of the Federal National Mortgage Association Charter Act and meets the requirements required for purchase and securitization under such Act; and
(2)
with respect to the Federal Home Loan Mortgage Corporation has the meaning given the term in section 302(i) of the Federal Home Loan Mortgage Corporation Act and meets the requirements required for purchase and securitization under such Act.

Tracker

The tracker indicates the progress of this legislation as it moves through the legislative process.

  1. Introduced2026-08-03
  2. Passed House
  3. Passed Senate
  4. Conference
  5. To President
  6. Became Law

To require the Federal National Mortgage Association and the Federal Home Loan Mortgage Corporation to begin purchasing and securitizing portable mortgages, and for other purposes.

Sponsors

Rep. Thomas Kean (R) sponsors H.R. 10028 alone.

Thomas Kean

Rep. · R–NJ-7 · Sponsor

Committees

H.R. 10028 went before 1 committee: Financial Services.

Financial Services
Financial Services
Referred To · Aug 3, 2026 · 559 Bills

Actions

H.R. 10028 has taken 2 actions since Aug 3, 2026.

ChamberAction
Aug 3, 2026
House
Introduced in House
Aug 3, 2026
House
Referred to the House Committee on Financial Services.Financial Services Committee

Votes

H.R. 10028 has not gone to a roll call.

Titles

H.R. 10028 goes by 4 titles, 2 of them short titles.

  • MOVE Act — Display Title
  • MOVE Act — Short Title(s) as Introduced
  • Making Ownership Viable for Everyone Act — Short Title(s) as Introduced
  • To require the Federal National Mortgage Association and the Federal Home Loan Mortgage Corporation to begin purchasing and securitizing portable mortgages, and for other purposes. — Official Title as Introduced

Classification

The Congressional Research Service files H.R. 10028 under Finance and Financial Sector, one of its 31 policy areas.

CRS Subjects

CRS assigns every bill one policy area from its 31; H.R. 10028’s is Finance and Financial Sector.

hr10028/policy-areas.txt
Finance and Financial SectorAgriculture and FoodAnimalsArmed Forces and National SecurityArts, Culture, ReligionCivil Rights and Liberties, Minority IssuesCommerceCongressCrime and Law EnforcementEconomics and Public FinanceEducationEmergency ManagementEnergyEnvironmental ProtectionFamiliesForeign Trade and International FinanceGovernment Operations and PoliticsHealthHousing and Community DevelopmentImmigrationInternational AffairsLabor and EmploymentLawNative AmericansPublic Lands and Natural ResourcesScience, Technology, CommunicationsSocial WelfareSports and RecreationTaxationTransportation and Public WorksWater Resources Development

Constitutional authority

The clause the sponsor cites as Congress’s power to enact H.R. 10028, as entered in the Congressional Record.

[Congressional Record Volume 172, Number 126 (Monday, August 3, 2026)][House]From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Mr. KEAN:H.R. 10028.Congress has the power to enact this legislation pursuantto the following:Clause 18 of section 8 of article 1[Page H5214]

Source: congress.gov · legiscan.com