H.R. 9514

Summary

H.R. 9514, the Homeownership Eligibility Reform Act, was introduced in the House on Jun 29, 2026 by Rep. Brandon Gill (R) with 15 co-sponsors. It was referred to Financial Services, and last saw action on Jun 29, 2026: Referred to the House Committee on Financial Services.

Record

Text

H.R. 9514 has 15 co-sponsors.

119 HR 9514 IH: Homeownership Eligibility Reform Act
 U.S. House of Representatives
 2026-06-29
 text/xml
 EN
 Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.
 I  119th CONGRESS  2d Session  H. R. 9514  IN THE HOUSE OF REPRESENTATIVES   June 29, 2026   Mr. Gill of Texas  (for himself,  Mr. Bilirakis ,  Mr. Perry ,  Mr. Moore of Alabama ,  Ms. Mace ,  Mr. Cloud ,  Mr. Moore of West Virginia ,  Mr. Fuller ,  Mr. Gosar ,  Mr. Jackson of Texas ,  Mr. Fine ,  Mr. Clyde , and  Mr. Crane ) introduced the following bill; which was referred to the  Committee on Financial Services    A BILL
To restrict the eligibility of mortgagors to citizens of the United States with respect to mortgage insurance provided by the Federal Housing Administration and the purchase and securitization of mortgages by Fannie Mae and Freddie Mac.
1.
Short title
This Act may be cited as the   Homeownership Eligibility Reform Act  .
2.
Eligibility of mortgagors for FHA mortgage insurance
Section 203(b)(8) of the National Housing Act ( 12 U.S.C. 1709(b)(8) ) is amended to read as follows:
(8)
Is executed by a mortgagor who is a citizen of the United States.
 .
3.
Eligibility of mortgagors with respect to purchase and securitization by Fannie Mae and Freddie Mac
(a)
Requirement for Fannie Mae
Section 302 of the Federal National Mortgage Association Charter Act ( 12 U.S.C. 1717 ) is amended in subsection (b)(2), by inserting after the second sentence the following:  No such purchase of a conventional mortgage secured by a property comprising one- to four-family dwelling unit shall be made if the mortgagor is not a citizen of the United States. .
(b)
Requirement for Freddie Mac
Section 305 of the Federal Home Loan Mortgage Corporation Act ( 12 U.S.C. 1454 ) is amended in subsection (a)(2) by inserting after the first sentence the following:  No such purchase of a conventional mortgage secured by a property comprising one- to four-family dwelling unit shall be made if the mortgagor is not a citizen of the United States. .

Tracker

The tracker indicates the progress of this legislation as it moves through the legislative process.

To restrict the eligibility of mortgagors to citizens of the United States with respect to mortgage insurance provided by the Federal Housing Administration and the purchase and securitization of mortgages by Fannie Mae and Freddie Mac.

Sponsors

Rep. Brandon Gill (R) sponsors H.R. 9514, and 15 members have co-sponsored it, 12 of them from the day it was introduced.

Brandon Gill

Rep. · R–TX-26 · Sponsor

Introduced Jun 29, 2026

Gus Bilirakis

Rep. · R–FL-12 · Co-sponsor

Joined Jun 29, 2026 · Original

Michael Cloud

Rep. · R–TX-27 · Co-sponsor

Joined Jun 29, 2026 · Original

Andrew Clyde

Rep. · R–GA-9 · Co-sponsor

Joined Jun 29, 2026 · Original

Elijah Crane

Rep. · R–AZ-2 · Co-sponsor

Joined Jun 29, 2026 · Original

Randy Fine

Rep. · R–FL-6 · Co-sponsor

Joined Jun 29, 2026 · Original

Clay Fuller

R–GA-14 · Co-sponsor

Joined Jun 29, 2026 · Original

Paul Gosar

Rep. · R–AZ-9 · Co-sponsor

Joined Jun 29, 2026 · Original

Ronny Jackson

Rep. · R–TX-13 · Co-sponsor

Joined Jun 29, 2026 · Original

Nancy Mace

Rep. · R–SC-1 · Co-sponsor

Joined Jun 29, 2026 · Original

Show 10 of 16 rows

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Committees

H.R. 9514 went before 1 committee: Financial Services.

Financial Services

Financial Services

Referred To · Jun 29, 2026 · 559 Bills

Actions

H.R. 9514 has taken 2 actions since Jun 29, 2026.

Votes

H.R. 9514 has not gone to a roll call.

Titles

H.R. 9514 goes by 3 titles, 1 of them short titles.

• Homeownership Eligibility Reform Act — Display Title
• Homeownership Eligibility Reform Act — Short Title(s) as Introduced
• To restrict the eligibility of mortgagors to citizens of the United States with respect to mortgage insurance provided by the Federal Housing Administration and the purchase and securitization of mortgages by Fannie Mae and Freddie Mac. — Official Title as Introduced

Lobbying

2 clients hired 2 firms and 3 registered lobbyists who named H.R. 9514 in 2 quarterly filings, 2026. Reported under the Lobbying Disclosure Act; a filing’s income covers everything its registrant worked that quarter, so the amounts below are the filings’, not this bill’s.

Filed under Immigration, Agriculture, Banking, Budget/Appropriations, Civil Rights/Civil Liberties, Communications/Broadcasting/Radio/TV, Consumer Issues/Safety/Products, Defense.

Clients

Who paid to be heard, by how many filings named the bill.

Firms

Registrants who filed on the bill, by filings.

Lobbyists

Named on the filings that cite the bill.

Filings

The documents themselves, on the Senate’s Lobbying Disclosure site, largest reported first.

Classification

The Congressional Research Service files H.R. 9514 under Immigration, one of its 31 policy areas.

CRS Subjects

CRS assigns every bill one policy area from its 31; H.R. 9514’s is Immigration.

Constitutional authority

The clause the sponsor cites as Congress’s power to enact H.R. 9514, as entered in the Congressional Record.

[Congressional Record Volume 172, Number 108 (Monday, June 29, 2026)][House]From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Mr. GILL of Texas:H.R. 9514.Congress has the power to enact this legislation pursuantto the following:Article I. Section 8[Page H4317]

Source: congress.gov · legiscan.com