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S. 4684

U.S. Senate•In Senate Committee

Summary

S. 4684, the Protecting American Consumers Act, was introduced in the Senate on Jun 4, 2026 by Sen. Elizabeth Warren (D) with 10 co-sponsors. It was referred to Banking, Housing, And Urban Affairs, and last saw action on Jun 4, 2026: Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Record

Text

S. 4684 has 10 co-sponsors.

sb4684/introduced-in-senate.txt
119 S4684 IS: Protecting American Consumers Act
 U.S. Senate
 2026-06-04
 text/xml
 EN
 Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.
 II  119th CONGRESS  2d Session  S. 4684  IN THE SENATE OF THE UNITED STATES   June 4, 2026   Ms. Warren  (for herself,  Mr. Reed ,  Mr. Warner ,  Mr. Van Hollen ,  Ms. Cortez Masto ,  Ms. Smith ,  Mr. Warnock ,  Mr. Kim ,  Mr. Gallego ,  Ms. Blunt Rochester , and  Ms. Alsobrooks ) introduced the following bill; which was read twice and referred to the  Committee on Banking, Housing, and Urban Affairs    A BILL
To amend the Consumer Financial Protection Act of 2010 to set a compulsory funding floor for the Bureau of Consumer Financial Protection, and for other purposes.
1.
Short title
This Act may be cited as the   Protecting American Consumers Act  .
2.
Funding floor for Bureau of Consumer Financial Protection
Section 1017(a)(2) of the Consumer Financial Protection Act of 2010 ( 12 U.S.C. 5497(a)(2) ) is amended—
(1)
by amending subparagraph (A) to read as follows:
(A)
In general
Notwithstanding paragraph (1), and in accordance with this paragraph, the amount that shall be transferred to the Bureau in each fiscal year shall be not less than 12 percent of the total operating expenses of the Federal Reserve System, as reported in the Annual Report, 2009, of the Board of Governors.
 ; and
(2)
in subparagraph (B), by striking  (A)(iii)  and inserting  (A) .

Tracker

The tracker indicates the progress of this legislation as it moves through the legislative process.

  1. Introduced2026-06-04
  2. Passed Senate
  3. Passed House
  4. Conference
  5. To President
  6. Became Law

A bill to amend the Consumer Financial Protection Act of 2010 to set a compulsory funding floor for the Bureau of Consumer Financial Protection, and for other purposes.

Sponsors

Sen. Elizabeth Warren (D) sponsors S. 4684, and 10 members have co-sponsored it, all of them from the day it was introduced.

Committees

S. 4684 went before 1 committee: Banking, Housing, and Urban Affairs.

Banking, Housing, and Urban Affairs
Banking, Housing, and Urban Affairs
Referred To · Jun 4, 2026 · 465 Bills

Actions

S. 4684 has taken 2 actions since Jun 4, 2026.

ChamberAction
Jun 4, 2026
Senate
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.Banking, Housing, and Urban Affairs Committee
Jun 4, 2026
—
Introduced in Senate

Votes

S. 4684 has not gone to a roll call.

Titles

S. 4684 goes by 3 titles, 1 of them short titles.

  • Protecting American Consumers Act — Display Title
  • Protecting American Consumers Act — Short Title(s) as Introduced
  • A bill to amend the Consumer Financial Protection Act of 2010 to set a compulsory funding floor for the Bureau of Consumer Financial Protection, and for other purposes. — Official Title as Introduced

Lobbying

1 client hired 1 firm and 7 registered lobbyists who named S. 4684 in 1 quarterly filing, 2026. Reported under the Lobbying Disclosure Act; a filing’s income covers everything its registrant worked that quarter, so the amounts below are the filings’, not this bill’s.

Filed under Budget/Appropriations, Government Issues, Health Issues, Labor Issues/Antitrust/Workplace.

Clients

Who paid to be heard, by how many filings named the bill.

ClientBusinessStateFirmsFilingsReported
NATIONAL TREASURY EMPLOYEES UNION—District of Columbia11—

Firms

Registrants who filed on the bill, by filings.

RegistrantClientsFilingsReported
NATIONAL TREASURY EMPLOYEES UNION11—

Lobbyists

Named on the filings that cite the bill.

LobbyistFirmsClientsFilings
COLLEEN COSTELLO111
JENNIFER TYREE111
JOSH NASSAR111
KATHERINE SYBENGA111
MARAM ABDELHAMID111
MATTHEW SOCKNAT111
MATTHEW SOWARDS111

Filings

The documents themselves, on the Senate’s Lobbying Disclosure site, largest reported first.

ClientRegistrantPeriodReportedDocument
NATIONAL TREASURY EMPLOYEES UNIONNATIONAL TREASURY EMPLOYEES UNION2026 second_quarter$340K2nd Quarter - Report

Classification

The Congressional Research Service files S. 4684 under Finance and Financial Sector, one of its 31 policy areas.

CRS Subjects

CRS assigns every bill one policy area from its 31; S. 4684’s is Finance and Financial Sector.

s4684/policy-areas.txt
Finance and Financial SectorAgriculture and FoodAnimalsArmed Forces and National SecurityArts, Culture, ReligionCivil Rights and Liberties, Minority IssuesCommerceCongressCrime and Law EnforcementEconomics and Public FinanceEducationEmergency ManagementEnergyEnvironmental ProtectionFamiliesForeign Trade and International FinanceGovernment Operations and PoliticsHealthHousing and Community DevelopmentImmigrationInternational AffairsLabor and EmploymentLawNative AmericansPublic Lands and Natural ResourcesScience, Technology, CommunicationsSocial WelfareSports and RecreationTaxationTransportation and Public WorksWater Resources Development

Source: congress.gov · legiscan.com