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H.J.Res. 185

U.S. House•In House Committee

Summary

H.J.Res. 185, “Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2024-03: Unlawful and Unenforceable Contract Terms and Conditions"”, was introduced in the House on May 13, 2026 by Rep. Juan Vargas (D). It was referred to Financial Services, and last saw action on May 13, 2026: Referred to the House Committee on Financial Services.

Record

Text

H.J.Res. 185 has no co-sponsors and has not gone to a roll call.

hjres185/introduced-in-house.txt
119 HJ 185 IH: Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to “Consumer Financial Protection Circular 2024–03: Unlawful and Unenforceable Contract Terms and Conditions”.
 U.S. House of Representatives
 2026-05-13
 text/xml
 EN
 Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.
 IA  119th CONGRESS  2d Session  H. J. RES. 185  IN THE HOUSE OF REPRESENTATIVES   May 13, 2026   Mr. Vargas  submitted the following joint resolution; which was referred to the  Committee on Financial Services    JOINT RESOLUTION
Providing for congressional disapproval under  chapter 8  of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to  Consumer Financial Protection Circular 2024–03: Unlawful and Unenforceable Contract Terms and Conditions .
That Congress disapproves the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to  Consumer Financial Protection Circular 2024–03: Unlawful and Unenforceable Contract Terms and Conditions (89 Fed. Reg. 51955 (June 21, 2024))  (90 Fed. Reg. 20084 (May 12, 2025)), and such rule shall have no force or effect.

Tracker

The tracker indicates the progress of this legislation as it moves through the legislative process.

  1. Introduced2026-05-13
  2. Passed House
  3. Passed Senate
  4. Conference
  5. To President
  6. Became Law

Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2024-03: Unlawful and Unenforceable Contract Terms and Conditions".

Sponsors

Rep. Juan Vargas (D) sponsors H.J.Res. 185 alone.

Juan Vargas

Rep. · D–CA-52 · Sponsor

Committees

H.J.Res. 185 went before 1 committee: Financial Services.

Financial Services
Financial Services
Referred To · May 13, 2026 · 559 Bills

Actions

H.J.Res. 185 has taken 2 actions since May 13, 2026.

ChamberAction
May 13, 2026
House
Introduced in House
May 13, 2026
House
Referred to the House Committee on Financial Services.Financial Services Committee

Votes

H.J.Res. 185 has not gone to a roll call.

1 bill is related to H.J.Res. 185, as Identical bill.

Titles

H.J.Res. 185 goes by 2 titles.

  • Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2024-03: Unlawful and Unenforceable Contract Terms and Conditions". — Display Title
  • Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2024-03: Unlawful and Unenforceable Contract Terms and Conditions". — Official Title as Introduced

Classification

The Congressional Research Service files H.J.Res. 185 under Finance and Financial Sector, one of its 31 policy areas.

CRS Subjects

CRS assigns every bill one policy area from its 31; H.J.Res. 185’s is Finance and Financial Sector.

hjres185/policy-areas.txt
Finance and Financial SectorAgriculture and FoodAnimalsArmed Forces and National SecurityArts, Culture, ReligionCivil Rights and Liberties, Minority IssuesCommerceCongressCrime and Law EnforcementEconomics and Public FinanceEducationEmergency ManagementEnergyEnvironmental ProtectionFamiliesForeign Trade and International FinanceGovernment Operations and PoliticsHealthHousing and Community DevelopmentImmigrationInternational AffairsLabor and EmploymentLawNative AmericansPublic Lands and Natural ResourcesScience, Technology, CommunicationsSocial WelfareSports and RecreationTaxationTransportation and Public WorksWater Resources Development

Constitutional authority

The clause the sponsor cites as Congress’s power to enact H.J.Res. 185, as entered in the Congressional Record.

[Congressional Record Volume 172, Number 81 (Wednesday, May 13, 2026)][House]From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Mr. VARGAS:H.J. Res. 185.Congress has the power to enact this legislation pursuantto the following:Article I, Section 8, cl. 1, To pay debts and provide forthe common Defense and General Welfare of the United States.Article I, Section 8 cl. 3, To regulate Commerce withForeign Nations, Among the Several States, and with theIndian Tribes.Article I, Section 8, cl. 18, To make all laws which shallbe necessary and proper for carrying into Execution thepowers enumerated under section 8 and all other Powers vestedby the Constitution in the Government of the United States,or in any Department or Officer thereof.[Page H3454]

Source: congress.gov · legiscan.com