H.J.Res. 181

Summary

H.J.Res. 181, “Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2022-07: Reasonable Investigation of Consumer Reporting Disputes"”, was introduced in the House on May 11, 2026 by Rep. Sylvia Garcia (D). It was referred to Financial Services, and last saw action on May 11, 2026: Referred to the House Committee on Financial Services.

Record

Text

H.J.Res. 181 has no co-sponsors and has not gone to a roll call.

119 HJ 181 IH: Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to “Consumer Financial Protection Circular 2022–07: Reasonable Investigation of Consumer Reporting Disputes”.
 U.S. House of Representatives
 2026-05-11
 text/xml
 EN
 Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.
 IA  119th CONGRESS  2d Session  H. J. RES. 181  IN THE HOUSE OF REPRESENTATIVES   May 11, 2026   Ms. Garcia of Texas  submitted the following joint resolution; which was referred to the  Committee on Financial Services    JOINT RESOLUTION
Providing for congressional disapproval under  chapter 8  of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to  Consumer Financial Protection Circular 2022–07: Reasonable Investigation of Consumer Reporting Disputes .
That Congress disapproves the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to  Consumer Financial Protection Circular 2022–07: Reasonable Investigation of Consumer Reporting Disputes (87 Fed. Reg. 71507 (November 23, 2022))  (90 Fed. Reg. 20084 (May 12, 2025)), and such rule shall have no force or effect.

Tracker

The tracker indicates the progress of this legislation as it moves through the legislative process.

Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2022-07: Reasonable Investigation of Consumer Reporting Disputes".

Sponsors

Rep. Sylvia Garcia (D) sponsors H.J.Res. 181 alone.

Sylvia Garcia

Rep. · D–TX-29 · Sponsor

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Committees

H.J.Res. 181 went before 1 committee: Financial Services.

Financial Services

Financial Services

Referred To · May 11, 2026 · 559 Bills

Actions

H.J.Res. 181 has taken 2 actions since May 11, 2026.

Votes

H.J.Res. 181 has not gone to a roll call.

Related bills

1 bill is related to H.J.Res. 181, as Identical bill.

SJRES 173A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2022-07: Reasonable Investigation of Consumer Reporting Disputes".Apr 13, 2026 · Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. · Identical bill

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Titles

H.J.Res. 181 goes by 2 titles.

• Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2022-07: Reasonable Investigation of Consumer Reporting Disputes". — Display Title
• Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2022-07: Reasonable Investigation of Consumer Reporting Disputes". — Official Title as Introduced

Lobbying

1 client hired 1 firm and 8 registered lobbyists who named H.J.Res. 181 in 1 quarterly filing, 2025. Reported under the Lobbying Disclosure Act; a filing’s income covers everything its registrant worked that quarter, so the amounts below are the filings’, not this bill’s.

Filed under Agriculture, Budget/Appropriations, Civil Rights/Civil Liberties, Education, Government Issues, Health Issues, Housing, Immigration.

Clients

Who paid to be heard, by how many filings named the bill.

Firms

Registrants who filed on the bill, by filings.

Lobbyists

Named on the filings that cite the bill.

Filings

The documents themselves, on the Senate’s Lobbying Disclosure site, largest reported first.

Classification

The Congressional Research Service files H.J.Res. 181 under Finance and Financial Sector, one of its 31 policy areas.

CRS Subjects

CRS assigns every bill one policy area from its 31; H.J.Res. 181’s is Finance and Financial Sector.

Constitutional authority

The clause the sponsor cites as Congress’s power to enact H.J.Res. 181, as entered in the Congressional Record.

[Congressional Record Volume 172, Number 79 (Monday, May 11, 2026)][House]From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Ms. GARCIA of Texas:H.J. Res. 181.Congress has the power to enact this legislation pursuantto the following:This bill is enacted pursuant to the power granted toCongress under Article I, Section 8.[Page H3347]

Source: congress.gov · legiscan.com