S. 4395

Summary

S. 4395, the Terrorism Risk Insurance Program Reauthorization Act of 2026, was introduced in the Senate on Apr 27, 2026 by Sen. David McCormick (R) with 36 co-sponsors. It was referred to Banking, Housing, And Urban Affairs, and last saw action on Apr 27, 2026: Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Record

Text

S. 4395 has 36 co-sponsors.

119 S4395 IS: Terrorism Risk Insurance Program Reauthorization Act of 2026
 U.S. Senate
 2026-04-27
 text/xml
 EN
 Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.
 II  119th CONGRESS  2d Session  S. 4395  IN THE SENATE OF THE UNITED STATES   April 27, 2026   Mr. McCormick  (for himself,  Ms. Smith ,  Mr. Tillis ,  Mr. Gallego ,  Mr. Scott of South Carolina ,  Mr. Kim ,  Mr. Kennedy ,  Mr. Van Hollen ,  Mr. Ricketts ,  Ms. Cortez Masto ,  Mr. Cramer ,  Ms. Alsobrooks ,  Mr. Crapo ,  Mr. Warnock ,  Mr. Rounds ,  Ms. Blunt Rochester ,  Mrs. Britt ,  Mr. Warner ,  Mr. Hagerty ,  Mr. Schumer ,  Mr. Banks ,  Mr. Moreno , and  Ms. Lummis ) introduced the following bill; which was read twice and referred to the  Committee on Banking, Housing, and Urban Affairs    A BILL
To reauthorize the Terrorism Risk Insurance Act of 2002, and for other purposes.
1.
Short title
This Act may be cited as the   Terrorism Risk Insurance Program Reauthorization Act of 2026  .
2.
7-year extension of Terrorism Risk Insurance Program
(a)
Termination date
Section 108(a) of the Terrorism Risk Insurance Act of 2002 ( 15 U.S.C. 6701  note) is amended by striking  2027  and inserting  2034 .
(b)
Timing of mandatory recoupment
Section 103(e)(7)(E)(i) of the Terrorism Risk Insurance Act of 2002 ( 15 U.S.C. 6701  note) is amended—
(1)
in subclause (I)—
(A)
by striking  2022  and inserting  2029 ; and
(B)
by striking  2024  and inserting  2031 ;
(2)
in subclause (II)—
(A)
by striking  2023  and inserting  2030 ;
(B)
by striking  2029  and inserting  2036 ; and
(C)
by striking  2024  and inserting  2031 ; and
(3)
in subclause (III)—
(A)
by striking  2029  and inserting  2036 ; and
(B)
by striking  2024  and inserting  2031 .

Tracker

The tracker indicates the progress of this legislation as it moves through the legislative process.

A bill to reauthorize the Terrorism Risk Insurance Act of 2002, and for other purposes.

Sponsors

Sen. David McCormick (R) sponsors S. 4395, and 36 members have co-sponsored it, 22 of them from the day it was introduced.

David McCormick

Sen. · R–PA · Sponsor

Introduced Apr 27, 2026

Angela Alsobrooks

Sen. · D–MD · Co-sponsor

Joined Apr 27, 2026 · Original

Jim Banks

Sen. · R–IN · Co-sponsor

Joined Apr 27, 2026 · Original

Lisa Rochester

Sen. · D–DE · Co-sponsor

Joined Apr 27, 2026 · Original

Katie Boyd Britt

Sen. · R–AL · Co-sponsor

Joined Apr 27, 2026 · Original

Catherine Cortez Masto

Sen. · D–NV · Co-sponsor

Joined Apr 27, 2026 · Original

Kevin Cramer

Sen. · R–ND · Co-sponsor

Joined Apr 27, 2026 · Original

Mike Crapo

Sen. · R–ID · Co-sponsor

Joined Apr 27, 2026 · Original

Ruben Gallego

Sen. · D–AZ · Co-sponsor

Joined Apr 27, 2026 · Original

Bill Hagerty

Sen. · R–TN · Co-sponsor

Joined Apr 27, 2026 · Original

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Committees

S. 4395 went before 1 committee: Banking, Housing, and Urban Affairs.

Banking, Housing, and Urban Affairs

Banking, Housing, and Urban Affairs

Referred To · Apr 27, 2026 · 465 Bills

Actions

S. 4395 has taken 2 actions since Apr 27, 2026.

Votes

S. 4395 has not gone to a roll call.

Related bills

1 bill is related to S. 4395.

HR 7128TRIA Program Reauthorization Act of 2026Jul 13, 2026 · Received in the Senate and Read twice and referred to the Committee on Banking,… · Related bill

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Titles

S. 4395 goes by 3 titles, 1 of them short titles.

• Terrorism Risk Insurance Program Reauthorization Act of 2026 — Display Title
• Terrorism Risk Insurance Program Reauthorization Act of 2026 — Short Title(s) as Introduced
• A bill to reauthorize the Terrorism Risk Insurance Act of 2002, and for other purposes. — Official Title as Introduced

Lobbying

18 clients hired 18 firms and 96 registered lobbyists who named S. 4395 in 23 quarterly filings, 2026. Reported under the Lobbying Disclosure Act; a filing’s income covers everything its registrant worked that quarter, so the amounts below are the filings’, not this bill’s.

Filed under Insurance, Taxation/Internal Revenue Code, Budget/Appropriations, Financial Institutions/Investments/Securities, Torts, Housing, Transportation, Agriculture.

Clients

Who paid to be heard, by how many filings named the bill.

Firms

Registrants who filed on the bill, by filings.

Lobbyists

Named on the filings that cite the bill. The 20 named most often, of 96.

Filings

The documents themselves, on the Senate’s Lobbying Disclosure site, largest reported first.

Classification

The Congressional Research Service files S. 4395 under Finance and Financial Sector, one of its 31 policy areas.

CRS Subjects

CRS assigns every bill one policy area from its 31; S. 4395’s is Finance and Financial Sector.

Source: congress.gov · legiscan.com