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S. 3895
U.S. Senate•In Senate Committee
Summary
S. 3895, the Fairness in Federal Disaster Declarations Act of 2026, was introduced in the Senate on Feb 24, 2026 by Sen. Richard Durbin (D) with 1 co-sponsor. It was referred to Homeland Security And Governmental Affairs, and last saw action on Feb 24, 2026: Read twice and referred to the Committee on Homeland Security and Governmental Affairs. (text: CR S652-653).
Record
Text
S. 3895 has 1 co-sponsor.
sb3895/introduced-in-senate.txt119 S3895 IS: Fairness in Federal Disaster Declarations Act of 2026U.S. Senate2026-02-24text/xmlENPursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.II 119th CONGRESS 2d Session S. 3895 IN THE SENATE OF THE UNITED STATES February 24, 2026 Mr. Durbin (for himself and Ms. Duckworth ) introduced the following bill; which was read twice and referred to the Committee on Homeland Security and Governmental Affairs A BILLTo require rulemaking by the Administrator of the Federal Emergency Management Agency to address considerations in evaluating the need for public and individual disaster assistance, and for other purposes.1.Short titleThis Act may be cited as the Fairness in Federal Disaster Declarations Act of 2026 .2.Regulatory action required(a)In generalNot later than 120 days after the date of enactment of this Act, the Administrator of the Federal Emergency Management Agency (in this Act referred to as the Administrator ) shall amend the rules of the Administrator under section 206.48 of title 44, Code of Federal Regulations, as in effect on the date of enactment of this Act, in accordance with the provisions of this Act.(b)New criteria requiredThe amended rules issued under subsection (a) shall provide for the following:(1)Public assistance programSuch rules shall provide that, with respect to the evaluation of the need for public assistance—(A)specific weighted valuations shall be assigned to each criterion, including—(i)estimated cost of the assistance, 10 percent;(ii)localized impacts, 40 percent;(iii)insurance coverage in force, 10 percent;(iv)hazard mitigation, 10 percent;(v)recent multiple disasters, 10 percent;(vi)programs of other Federal assistance, 10 percent; and(vii)economic circumstances described in subparagraph (B), 10 percent; and(B)the Administrator shall consider the economic circumstances of—(i)the local economy of the area affected by the disaster, including factors such as the local assessable tax base and local sales tax, the median income as it compares to that of the State, and the poverty rate as it compares to that of the State; and(ii)the economy of the State, including factors such as the unemployment rate of the State, as compared to the national unemployment rate.(2)Individual assistance programSuch rules shall provide that, with respect to the evaluation of the severity, magnitude, and impact of the disaster and the evaluation of the need for assistance to individuals—(A)specific weighted valuations shall be assigned to each criterion, including—(i)concentration of damages, 20 percent;(ii)trauma, 20 percent;(iii)special populations, 20 percent;(iv)voluntary agency assistance, 10 percent;(v)insurance, 20 percent;(vi)average amount of individual assistance by State, 5 percent; and(vii)economic considerations described in subparagraph (B), 5 percent; and(B)the Administrator shall consider the economic circumstances of the area affected by the disaster, including factors such as the local assessable tax base and local sales tax, the median income as it compares to that of the State, and the poverty rate as it compares to that of the State.(c)Effective dateThe amended rules issued under subsection (a) shall apply to any disaster for which a Governor requested a major disaster declaration under the Robert T. Stafford Disaster Relief and Emergency Assistance Act ( 42 U.S.C. 5121 et seq. ) that was denied on or after January 1, 2012.
Tracker
The tracker indicates the progress of this legislation as it moves through the legislative process.
- Introduced2026-02-24
- Passed Senate
- Passed House
- Conference
- To President
- Became Law
A bill to require rulemaking by the Administrator of the Federal Emergency Management Agency to address considerations in evaluating the need for public and individual disaster assistance, and for other purposes.
Sponsors
Sen. Richard Durbin (D) sponsors S. 3895, and 1 member has co-sponsored it from the day it was introduced.
Committees
S. 3895 went before 1 committee: Homeland Security and Governmental Affairs.

Actions
S. 3895 has taken 2 actions since Feb 24, 2026.
| Chamber | Action | |||
|---|---|---|---|---|
Feb 24, 2026 | Senate | Read twice and referred to the Committee on Homeland Security and Governmental Affairs. (text: CR S652-653)Homeland Security and Governmental Affairs Committee | ||
Feb 24, 2026 | — | Introduced in Senate |
Votes
S. 3895 has not gone to a roll call.
Titles
S. 3895 goes by 3 titles, 1 of them short titles.
- Fairness in Federal Disaster Declarations Act of 2026 — Display Title
- Fairness in Federal Disaster Declarations Act of 2026 — Short Title(s) as Introduced
- A bill to require rulemaking by the Administrator of the Federal Emergency Management Agency to address considerations in evaluating the need for public and individual disaster assistance, and for other purposes. — Official Title as Introduced
Lobbying
2 clients hired 2 firms and 15 registered lobbyists who named S. 3895 in 4 quarterly filings, 2026. Reported under the Lobbying Disclosure Act; a filing’s income covers everything its registrant worked that quarter, so the amounts below are the filings’, not this bill’s.
Filed under Automotive Industry, Consumer Issues/Safety/Products, Disaster Planning/Emergencies, Financial Institutions/Investments/Securities, Insurance, Taxation/Internal Revenue Code, Torts, Transportation.
Clients
Who paid to be heard, by how many filings named the bill.
| Client | Business | State | Firms | Filings | Reported |
|---|---|---|---|---|---|
| AMERICAN PROPERTY CASUALTY INSURANCE ASSOCIATION | — | District of Columbia | 1 | 2 | — |
| NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES | — | District of Columbia | 1 | 2 | — |
Firms
Registrants who filed on the bill, by filings.
| Registrant | Clients | Filings | Reported |
|---|---|---|---|
| AMERICAN PROPERTY CASUALTY INSURANCE ASSOCIATION FKA PROPERTY CASUALTY INSURERS ASSOC. OF AMERICA | 1 | 2 | — |
| NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES | 1 | 2 | — |
Lobbyists
Named on the filings that cite the bill.
| Lobbyist | Firms | Clients | Filings |
|---|---|---|---|
| ANTHONY COTTO | 1 | 1 | 2 |
| BRETT HEWITT | 1 | 1 | 2 |
| CORY MAKS | 1 | 1 | 2 |
| DAVID PEARCE | 1 | 1 | 2 |
| DONALD GRIFFIN | 1 | 1 | 2 |
| JAMES GRANDE | 1 | 1 | 2 |
| KATHERINE DUVENECK | 1 | 1 | 2 |
| MONA DOOLEY | 1 | 1 | 2 |
| NICHOLAS BOUKNIGHT | 1 | 1 | 2 |
| ROBERT GORDON | 1 | 1 | 2 |
| ROBERT MCCARTY | 1 | 1 | 2 |
| SAM WHITFIELD | 1 | 1 | 2 |
| STEF ZIELEZIENSKI | 1 | 1 | 2 |
| THERESA PETTIGREW | 1 | 1 | 2 |
| WILLIAM SEABROOK | 1 | 1 | 2 |
Filings
The documents themselves, on the Senate’s Lobbying Disclosure site, largest reported first.
| Client | Registrant | Period | Reported | Document |
|---|---|---|---|---|
| AMERICAN PROPERTY CASUALTY INSURANCE ASSOCIATION | AMERICAN PROPERTY CASUALTY INSURANCE ASSOCIATION FKA PROPERTY CASUALTY INSURERS ASSOC. OF AMERICA | 2026 second_quarter | $2.1M | 2nd Quarter - Report |
| AMERICAN PROPERTY CASUALTY INSURANCE ASSOCIATION | AMERICAN PROPERTY CASUALTY INSURANCE ASSOCIATION FKA PROPERTY CASUALTY INSURERS ASSOC. OF AMERICA | 2026 first_quarter | $1.4M | 1st Quarter - Report |
| NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES | NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES | 2026 second_quarter | $540K | 2nd Quarter - Report |
| NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES | NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES | 2026 first_quarter | $506.4K | 1st Quarter - Report |
Classification
The Congressional Research Service files S. 3895 under Emergency Management, one of its 31 policy areas.
CRS Subjects
CRS assigns every bill one policy area from its 31; S. 3895’s is Emergency Management.
s3895/policy-areas.txtSource: congress.gov · legiscan.com