H.R. 7282

119 HR 7282 IH: Freeing Residential Affordable Markets from Excess Regulation Act
 U.S. House of Representatives
 2026-01-30
 text/xml
 EN
 Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.
 I  119th CONGRESS  2d Session  H. R. 7282  IN THE HOUSE OF REPRESENTATIVES   January 30, 2026   Mr. Crank  introduced the following bill; which was referred to the  Committee on Financial Services    A BILL
To incentivize States not to enact costly, burdensome, and unreasonable energy code housing policies, and for other purposes.
1.
Short title
This Act may be cited as the   Freeing Residential Affordable Markets from Excess Regulation Act   or the   FRAMER Act  .
2.
Energy Codes in Opportunity Zones
(a)
In general
Section 104 of the Housing and Community Development Act of 1974 ( 42 U.S.C. 5304 ) is amended by adding at the end the following:
(n)
Energy Codes in Opportunity Zones
(1)
In general
To be eligible to receive amounts under this title on or after the date that is 90 days after the date of the enactment of this subsection, a State shall provide to each person who built a covered dwelling unit in an opportunity zone that is located in the jurisdiction of such entity, not later than 30 days after such dwelling unit has been inspected and certified for occupancy, a payment in the amount equal to the difference, determined by the Secretary of Housing and Urban Development, between—
(A)
the cost of implementing the energy housing code of the State with respect to such covered dwelling unit, including costs associated with labor, supplies, wages of employees, inspection costs, or any other cost realized by the person who built a covered dwelling unit; and
(B)
the cost of implementing the Department of Housing and Urban Development’s Minimum Energy Standard with respect to such covered dwelling unit, regardless of whether such covered dwelling is subject to such standard.
(2)
Exception
Paragraph (1) shall not apply if the energy housing code of the State has a lower cost than the Department of Housing and Urban Development’s Minimum Energy Standard.
(3)
Disclosure requirement
A person who built a covered dwelling unit in an opportunity zone and who has received or may in the future receive a reimbursement for building costs incurred shall provide to the person who first buys the covered dwelling unit, using a procedure and form established by the Secretary, a disclosure document that, based on information reasonably available at the time such disclosure is made,—
(A)
identifies the difference between the cost of implementing the energy housing code of the State with respect to such covered dwelling unit and the cost of implementing the Department of Housing and Urban Development’s Minimum Energy Standard with respect to such covered dwelling unit;
(B)
identifies any amount that such person who built a covered dwelling unit has received or expects to receive from the a State under this section and any portion of such amount that was used by such person to reduce the price of the covered dwelling unit.
(4)
Definitions
In this subsection:
(A)
Covered dwelling unit
The term  covered dwelling unit  means a  residential building  such as term is defined in section 6832 of title 42, Code of Federal Regulations.
(B)
Opportunity zone
The term  opportunity zone  has the meaning given the term in section 1400Z–2 of title 26, United States Code.
 .
(b)
Report
The Comptroller General of the United States shall, each year until the date described in subsection (c), submit a report to the Congress that, to the degree practicable—
(1)
lists the States that were required under Section 104(n) of the Housing and Community Development Act of 1974 to provide payments to persons who built dwelling units;
(2)
the amount of each such payment, broken out by metropolitan city, urban county, State, unit of general local government, and insular area;
(3)
the total amount of all such payments, broken out by metropolitan city, urban county, State, unit of general local government, and insular area; and
(4)
the amount of the difference between the State codes and Department of Housing and Urban Development’s Minimum Energy Standard by metropolitan city, urban county, State, unit of general local government, and insular area.
(c)
Sunset
Section 104(n) of the Housing and Community Development Act of 1974, as added by this section, shall be repealed on the date that is 7 years after the date of the enactment of this section.