H 525

 BILL AS INTRODUCED  H.525
 2026  Page 1 of 2
1H.525
2 Introduced by Representative Micklus of Milton
3 Referred to Committee on
4 Date:
5 Subject: Insurance; motor vehicle; glass coverage; deductible prohibited
6 Statement of purpose of bill as introduced: This bill proposes to require a
7 policy of motor vehicle insurance that provides comprehensive coverage to
8 include full glass coverage without regard to any deductible or minimum
9 amount.
10    An act relating to insurance coverage for motor vehicle glass
11 It is hereby enacted by the General Assembly of the State of Vermont:
12 Sec. 1. 8 V.S.A. § 4212 is added to read:
13 § 4212. COVERAGE FOR MOTOR VEHICLE GLASS
14    (a) A policy of motor vehicle insurance that provides comprehensive
15 coverage, whether designated as such or included within a broader coverage,
16 shall provide complete coverage for the repair or replacement of damaged
17 motor vehicle glass when a claim is for motor vehicle glass only, and such
18 claim shall not be subject to any deductible or minimum amount.
                                                                    VT LEG #384976 v.2
 BILL AS INTRODUCED  H.525
 2026  Page 2 of 2
1    (b) As used in this section:
2(1) “Advanced driver assistance system” means any motor vehicle
3 electronic safety system, as outlined in the most recent version of SAE
4 International’s SAE J3016 Levels of Driving Automation, that is designed to
5 support the driver and motor vehicle in a manner intended to:
6(A) increase motor vehicle safety; and
7(B) reduce losses associated with motor vehicle crashes.
8(2) “Motor vehicle glass” means the glass and nonglass parts associated
9 with the replacement of the glass used in the windshield, doors, or windows of
10 a motor vehicle.
11(3) “Repair or replacement of damaged motor vehicle glass” includes:
12(A) inspecting, repairing, restoring, or replacing damaged motor
13 vehicle glass; and
14(B) calibrating or recalibrating an advanced driver assistance system
15 when an incident requires the replacement of damaged motor vehicle glass.
16 Sec. 2. APPLICATION
17    Sec. 1 of this act shall apply to all policies and contracts offered, issued, or
18 renewed on or after October 1, 2026.
19 Sec. 3. EFFECTIVE DATE
20    This act shall take effect on July 1, 2026.
                                                                      VT LEG #384976 v.2