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H.R. 6720
U.S. House•In House Committee
Summary
H.R. 6720, the FARM Home Loans Act of 2025, was introduced in the House on Dec 15, 2025 by Rep. Kristen McDonald Rivet (D) with 2 co-sponsors. It was referred to Subcommittee on General Farm Commodities, Risk Management, and Credit, and last saw action on Jan 13, 2026: Referred to the Subcommittee on General Farm Commodities, Risk Management, and Credit.
Record
Text
H.R. 6720 has 2 co-sponsors.
hb6720/introduced-in-house.txt119 HR 6720 IH: Fostering the Availability in Rural Markets of Home Loans Act of 2025U.S. House of Representatives2025-12-15text/xmlENPursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.I 119th CONGRESS 1st Session H. R. 6720 IN THE HOUSE OF REPRESENTATIVES December 15, 2025 Ms. McDonald Rivet (for herself, Mr. Huizenga , and Mr. Riley of New York ) introduced the following bill; which was referred to the Committee on Agriculture A BILLTo amend the Farm Credit Act of 1971 to modify rural housing financing under that Act.1.Short titleThis Act may be cited as the Fostering the Availability in Rural Markets of Home Loans Act of 2025 or the FARM Home Loans Act of 2025 .2.Rural housing financingSection 1.11(b) of the Farm Credit Act of 1971 ( 12 U.S.C. 2019(b) ) is amended—(1)in paragraph (2), by striking appurtenances and inserting appurtenances, including accessory dwelling units, ; and(2)in paragraph (3), by striking 2,500 and inserting 10,000 .
Tracker
The tracker indicates the progress of this legislation as it moves through the legislative process.
- Introduced2025-12-15
- Passed House
- Passed Senate
- Conference
- To President
- Became Law
To amend the Farm Credit Act of 1971 to modify rural housing financing under that Act.
Sponsors
Rep. Kristen McDonald Rivet (D) sponsors H.R. 6720, and 2 members have co-sponsored it, all of them from the day it was introduced.
Committees
H.R. 6720 went before 3 committees: Commodity Markets, Digital Assets, and Rural Development Subcommittee, General Farm Commodities, Risk Management, and Credit Subcommittee and Agriculture.


Actions
H.R. 6720 has taken 4 actions since Dec 15, 2025, the latest on Jan 13, 2026.
| Chamber | Action | |||
|---|---|---|---|---|
Jan 13, 2026 | House | Referred to the Subcommittee on Commodity Markets, Digital Assets, and Rural Development.Commodity Markets, Digital Assets, and Rural Development Subcommittee | ||
Jan 13, 2026 | House | Referred to the Subcommittee on General Farm Commodities, Risk Management, and Credit.General Farm Commodities, Risk Management, and Credit Subcommittee | ||
Dec 15, 2025 | House | Introduced in House | ||
Dec 15, 2025 | House | Referred to the House Committee on Agriculture.Agriculture Committee |
Votes
H.R. 6720 has not gone to a roll call.
Titles
H.R. 6720 goes by 4 titles, 2 of them short titles.
- FARM Home Loans Act of 2025 — Display Title
- FARM Home Loans Act of 2025 — Short Title(s) as Introduced
- Fostering the Availability in Rural Markets of Home Loans Act of 2025 — Short Title(s) as Introduced
- To amend the Farm Credit Act of 1971 to modify rural housing financing under that Act. — Official Title as Introduced
Lobbying
3 clients hired 3 firms and 7 registered lobbyists who named H.R. 6720 in 6 quarterly filings, 2026. Reported under the Lobbying Disclosure Act; a filing’s income covers everything its registrant worked that quarter, so the amounts below are the filings’, not this bill’s.
Filed under Agriculture, Taxation/Internal Revenue Code, Banking, Budget/Appropriations, Energy/Nuclear, Environment/Superfund, Financial Institutions/Investments/Securities, Food Industry (safety, labeling, etc.).
Clients
Who paid to be heard, by how many filings named the bill.
| Client | Business | State | Firms | Filings | Reported |
|---|---|---|---|---|---|
| AMERICAN BANKERS ASSOCIATION | Trade Association for banks. | District of Columbia | 1 | 2 | $100K |
| FARM CREDIT MID-AMERICA | — | Kentucky | 1 | 2 | — |
| FARMERS EDUCATIONAL COOPERATIVE UNION OF AMERICA | — | District of Columbia | 1 | 2 | — |
Firms
Registrants who filed on the bill, by filings.
| Registrant | Clients | Filings | Reported |
|---|---|---|---|
| FARM CREDIT MID-AMERICA | 1 | 2 | — |
| FARMERS EDUCATIONAL COOPERATIVE UNION OF AMERICA | 1 | 2 | — |
| MONUMENT ADVOCACY | 1 | 2 | $100K |
Lobbyists
Named on the filings that cite the bill.
| Lobbyist | Firms | Clients | Filings |
|---|---|---|---|
| AARON SHIER | 1 | 1 | 2 |
| JOHN WEBER | 1 | 1 | 2 |
| JOSEPH DAGHER | 1 | 1 | 2 |
| LAYLA SOBERANIS | 1 | 1 | 2 |
| LILIA HORDER | 1 | 1 | 2 |
| MICHAEL STRANZ | 1 | 1 | 2 |
| THOMAS HAWKS | 1 | 1 | 2 |
Filings
The documents themselves, on the Senate’s Lobbying Disclosure site, largest reported first.
| Client | Registrant | Period | Reported | Document |
|---|---|---|---|---|
| FARMERS EDUCATIONAL COOPERATIVE UNION OF AMERICA | FARMERS EDUCATIONAL COOPERATIVE UNION OF AMERICA | 2026 first_quarter | $90K | 1st Quarter - Report |
| FARMERS EDUCATIONAL COOPERATIVE UNION OF AMERICA | FARMERS EDUCATIONAL COOPERATIVE UNION OF AMERICA | 2026 second_quarter | $80K | 2nd Quarter - Report |
| AMERICAN BANKERS ASSOCIATION | MONUMENT ADVOCACY | 2026 second_quarter | $50K | 2nd Quarter - Report |
| AMERICAN BANKERS ASSOCIATION | MONUMENT ADVOCACY | 2026 first_quarter | $50K | 1st Quarter - Report |
| FARM CREDIT MID-AMERICA | FARM CREDIT MID-AMERICA | 2026 second_quarter | $20K | 2nd Quarter - Report |
| FARM CREDIT MID-AMERICA | FARM CREDIT MID-AMERICA | 2026 first_quarter | $20K | 1st Quarter - Report |
Classification
The Congressional Research Service files H.R. 6720 under Agriculture and Food, one of its 31 policy areas.
CRS Subjects
CRS assigns every bill one policy area from its 31; H.R. 6720’s is Agriculture and Food.
hr6720/policy-areas.txtConstitutional authority
The clause the sponsor cites as Congress’s power to enact H.R. 6720, as entered in the Congressional Record.
[Congressional Record Volume 171, Number 211 (Monday, December 15, 2025)][House]From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Ms. McDONALD RIVET:H.R. 6720.Congress has the power to enact this legislation pursuantto the following:U.S. Constitution, Article 1, Sec.8[Page H5899]
Source: congress.gov · legiscan.com