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H.R. 6620

U.S. HouseIn House Committee

Summary

H.R. 6620, to amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes, was introduced in the House on Dec 11, 2025 by Rep. Kathy Castor (D) with 1 co-sponsor. It was referred to Financial Services, and last saw action on Dec 11, 2025: Referred to the House Committee on Financial Services.


Record

Text

H.R. 6620 has 1 co-sponsor.

hb6620/introduced-in-house.txt
119 HR 6620 IH: To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes.
U.S. House of Representatives
2025-12-11
text/xml
EN
Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.
I 119th CONGRESS 1st Session H. R. 6620 IN THE HOUSE OF REPRESENTATIVES December 11, 2025 Ms. Castor of Florida (for herself and Ms. Salazar ) introduced the following bill; which was referred to the Committee on Financial Services A BILL
To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes.
1.
Effect of Private Flood Insurance Coverage on Continuous Coverage Requirements
Section 1308 of the National Flood Insurance Act of 1968 ( 42 U.S.C. 4015 ) is amended by adding at the end the following:
(n)
Effect of Private Flood Insurance Coverage on Continuous Coverage Requirements
For purposes of applying any statutory, regulatory, or administrative continuous coverage requirement, including under section 1307(g)(1), the Administrator shall consider any period during which a property was continuously covered by a flood insurance policy, either offered through the national flood insurance program or private market, that was used to satisfy the requirements under section 102(a) of the Flood Disaster Protection Act of 1973 ( 42 U.S.C. 4012a(a) ) to be a period of continuous coverage.
.

Tracker

The tracker indicates the progress of this legislation as it moves through the legislative process.

  1. Introduced2025-12-11
  2. Passed House
  3. Passed Senate
  4. Conference
  5. To President
  6. Became Law

To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes.

Sponsors

Rep. Kathy Castor (D) sponsors H.R. 6620, and 1 member has co-sponsored it from the day it was introduced.

Committees

H.R. 6620 went before 1 committee: Financial Services.

Financial Services
Financial Services
Referred To · Dec 11, 2025 · 559 Bills

Actions

H.R. 6620 has taken 2 actions since Dec 11, 2025.

ChamberAction
Dec 11, 2025
House
Introduced in House
Dec 11, 2025
House
Referred to the House Committee on Financial Services.Financial Services Committee

Votes

H.R. 6620 has not gone to a roll call.

Titles

H.R. 6620 goes by 2 titles.

  • To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes. — Official Title as Introduced
  • To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes. — Display Title

Lobbying

3 clients hired 3 firms and 10 registered lobbyists who named H.R. 6620 in 10 quarterly filings, 2025 to 2026. Reported under the Lobbying Disclosure Act; a filing’s income covers everything its registrant worked that quarter, so the amounts below are the filings’, not this bill’s.

Filed under Agriculture, Insurance, Torts, Financial Institutions/Investments/Securities, Taxation/Internal Revenue Code, Disaster Planning/Emergencies, Transportation, Budget/Appropriations.

Clients

Who paid to be heard, by how many filings named the bill.

ClientBusinessStateFirmsFilingsReported
REINSURANCE ASSN OF AMERICADistrict of Columbia14
INDEPENDENT INSURANCE AGENTS & BROKERS OF AMERICADistrict of Columbia13
NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIESDistrict of Columbia13

Firms

Registrants who filed on the bill, by filings.

Lobbyists

Named on the filings that cite the bill.

Filings

The documents themselves, on the Senate’s Lobbying Disclosure site, largest reported first.

ClientRegistrantPeriodReportedDocument
NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIESNATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES2026 second_quarter$540K2nd Quarter - Report
REINSURANCE ASSN OF AMERICAREINSURANCE ASSN OF AMERICA2026 first_quarter$520K1st Quarter - Report
NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIESNATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES2026 first_quarter$506.4K1st Quarter - Report
NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIESNATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES2025 fourth_quarter$465.8K4th Quarter - Report
REINSURANCE ASSN OF AMERICAREINSURANCE ASSN OF AMERICA2025 fourth_quarter$390K4th Quarter - Report
REINSURANCE ASSN OF AMERICAREINSURANCE ASSN OF AMERICA2026 second_quarter$370K2nd Quarter - Amendme…
REINSURANCE ASSN OF AMERICAREINSURANCE ASSN OF AMERICA2026 second_quarter$340K2nd Quarter - Report
INDEPENDENT INSURANCE AGENTS & BROKERS OF AMERICAINDEPENDENT INSURANCE AGENTS & BROKERS OF AMERICA2026 second_quarter$280K2nd Quarter - Report
INDEPENDENT INSURANCE AGENTS & BROKERS OF AMERICAINDEPENDENT INSURANCE AGENTS & BROKERS OF AMERICA2026 first_quarter$180K1st Quarter - Report
INDEPENDENT INSURANCE AGENTS & BROKERS OF AMERICAINDEPENDENT INSURANCE AGENTS & BROKERS OF AMERICA2025 fourth_quarter$130K4th Quarter - Report

Classification

The Congressional Research Service files H.R. 6620 under Finance and Financial Sector, one of its 31 policy areas.

CRS Subjects

CRS assigns every bill one policy area from its 31; H.R. 6620’s is Finance and Financial Sector.

hr6620/policy-areas.txt
Finance and Financial SectorAgriculture and FoodAnimalsArmed Forces and National SecurityArts, Culture, ReligionCivil Rights and Liberties, Minority IssuesCommerceCongressCrime and Law EnforcementEconomics and Public FinanceEducationEmergency ManagementEnergyEnvironmental ProtectionFamiliesForeign Trade and International FinanceGovernment Operations and PoliticsHealthHousing and Community DevelopmentImmigrationInternational AffairsLabor and EmploymentLawNative AmericansPublic Lands and Natural ResourcesScience, Technology, CommunicationsSocial WelfareSports and RecreationTaxationTransportation and Public WorksWater Resources Development

Source: congress.gov · legiscan.com