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H.R. 6574

U.S. HouseIn House Committee

Summary

H.R. 6574, the Loan Equity for Advanced Professionals Act, was introduced in the House on Dec 10, 2025 by Rep. Timothy Kennedy (D) with 76 co-sponsors. It was referred to Education and Workforce, and last saw action on Dec 10, 2025: Referred to the House Committee on Education and Workforce.


Record

Text

H.R. 6574 has 76 co-sponsors.

hb6574/introduced-in-house.txt
119 HR 6574 IH: Loan Equity for Advanced Professionals Act
U.S. House of Representatives
2025-12-10
text/xml
EN
Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.
I 119th CONGRESS 1st Session H. R. 6574 IN THE HOUSE OF REPRESENTATIVES December 10, 2025 Mr. Kennedy of New York (for himself, Ms. Tokuda , and Mr. Figures ) introduced the following bill; which was referred to the Committee on Education and Workforce A BILL
To amend the Higher Education Act of 1965 to ensure that graduate and professional students have the same annual and aggregate limits for Federal Direct Unsubsidized Loans.
1.
Short title
This Act may be cited as the Loan Equity for Advanced Professionals Act .
2.
Annual and aggregate loan limits for graduate and professional students
Section 455(a)(4) of the Higher Education Act of 1965 ( 20 U.S.C. 1087e(a) ) is amended—
(1)
by amending subparagraph (A) to read as follows:
(A)
Annual limits beginning July 1, 2026
Subject to paragraphs (7)(A) and (8), beginning on July 1, 2026, the maximum annual amount of Federal Direct Unsubsidized Stafford loans, that a graduate student or professional student may borrow in any academic year or its equivalent, shall be $50,000.
; and
(2)
by amending subparagraph (B) to read as follows:
(B)
Aggregate limits
Subject to paragraphs (6), (7)(A), and (8), beginning on July 1, 2026, the maximum aggregate amount of Federal Direct Unsubsidized Stafford loans, in addition to the amount borrowed for undergraduate education, that a graduate student or professional student may borrow for any program of study described in clause (i) or (ii) of subparagraph (C) shall be $200,000.
.

Tracker

The tracker indicates the progress of this legislation as it moves through the legislative process.

  1. Introduced2025-12-10
  2. Passed House
  3. Passed Senate
  4. Conference
  5. To President
  6. Became Law

To amend the Higher Education Act of 1965 to ensure that graduate and professional students have the same annual and aggregate limits for Federal Direct Unsubsidized Loans.

Sponsors

Rep. Timothy Kennedy (D) sponsors H.R. 6574, and 76 members have co-sponsored it, 2 of them from the day it was introduced.

Committees

H.R. 6574 went before 1 committee: Education and Workforce.

Education and Workforce
Education and Workforce
Referred To · Dec 10, 2025 · 824 Bills

Actions

H.R. 6574 has taken 2 actions since Dec 10, 2025.

ChamberAction
Dec 10, 2025
House
Introduced in House
Dec 10, 2025
House
Referred to the House Committee on Education and Workforce.Education and Workforce Committee

Votes

H.R. 6574 has not gone to a roll call.

Titles

H.R. 6574 goes by 3 titles, 1 of them short titles.

  • Loan Equity for Advanced Professionals Act — Display Title
  • To amend the Higher Education Act of 1965 to ensure that graduate and professional students have the same annual and aggregate limits for Federal Direct Unsubsidized Loans. — Official Title as Introduced
  • Loan Equity for Advanced Professionals Act — Short Title(s) as Introduced

Lobbying

22 clients hired 21 firms and 93 registered lobbyists who named H.R. 6574 in 56 quarterly filings, 2025 to 2026. Reported under the Lobbying Disclosure Act; a filing’s income covers everything its registrant worked that quarter, so the amounts below are the filings’, not this bill’s.

Filed under Education, Budget/Appropriations, Health Issues, Medicare/Medicaid, Taxation/Internal Revenue Code, Defense, Veterans, Immigration.

Clients

Who paid to be heard, by how many filings named the bill. The 20 that filed most often, of 22.

ClientBusinessStateFirmsFilingsReported
NATIONAL ASSOCIATION OF SOCIAL WORKERSPromote, develop and protect the social work profession & to advance sound social policiesDistrict of Columbia25$140K
AMERICAN COUNCIL ON EDUCATIONDistrict of Columbia14
AMERICAN PHYSICAL THERAPY ASSOCIATIONhealthcare associationVirginia14
NATIONAL ASSN OF INDEPENDENT COLLEGES & UNIVERSITIESDistrict of Columbia14
COUNCIL ON SOCIAL WORK EDUCATIONAssociation of individuals and undergrad and graduate professional social work programsVirginia13$120K
NATIONAL LEAGUE FOR NURSINGNational health care associationDistrict of Columbia13$86.4K
NATIONAL ASSOCIATION OF PEDIATRIC NURSE PRACTITIONERSNational professional association for pediatric nurse practitionersNew Jersey13$72K
AMERICAN FEDERATION OF TEACHERSDistrict of Columbia13
AMERICAN SPEECH-LANGUAGE-HEARING ASSOCIATIONMaryland13
ASSOCIATION OF SCHOOLS AND PROGRAMS OF PUBLIC HEALTH (OLD: ASSOCIATION OF SCHOOLDistrict of Columbia13
CORNELL UNIVERSITYNew York13
NATIONAL COUNCIL FOR BEHAVIORAL HEALTHDistrict of Columbia13
THE AMERICAN OCCUPATIONAL THERAPY ASSOCIATION, INC. (AOTA)Maryland13
TOURO UNIVERSITYPrivate institution of higher educationNew York12$80K
AMERICAN ASSOCIATION OF COLLEGES OF NURSINGDistrict of Columbia12
AMERICAN FEDERATION OF STATE COUNTY AND MUNICIPAL EMPLOYEESDistrict of Columbia12
UNIVERSITY OF DENVERResearch University - Higher EducationColorado11$50K
THE COUNCIL FOR AUTISM SERVICE PROVIDERS (CASP)Autism servicesSouth Carolina11$30K
HARVARD UNIVERSITY--PRESIDENT AND FELLOWS OF HARVARD COLLEGEMassachusetts11
NATIONAL EDUCATION ASSOCIATIONDistrict of Columbia11

Firms

Registrants who filed on the bill, by filings.

Lobbyists

Named on the filings that cite the bill. The 20 named most often, of 93.

Filings

The documents themselves, on the Senate’s Lobbying Disclosure site, largest reported first.

ClientRegistrantPeriodReportedDocument
NATIONAL EDUCATION ASSOCIATIONNATIONAL EDUCATION ASSOCIATION2026 first_quarter$670K1st Quarter - Report
AMERICAN FEDERATION OF STATE COUNTY AND MUNICIPAL EMPLOYEESAMERICAN FEDERATION OF STATE, COUNTY AND MUNICIPAL EMPLOYEES2026 second_quarter$630K2nd Quarter - Report
AMERICAN FEDERATION OF STATE COUNTY AND MUNICIPAL EMPLOYEESAMERICAN FEDERATION OF STATE, COUNTY AND MUNICIPAL EMPLOYEES2026 first_quarter$600K1st Quarter - Report
AMERICAN FEDERATION OF TEACHERSAMERICAN FEDERATION OF TEACHERS2026 first_quarter$490K1st Quarter - Report
AMERICAN FEDERATION OF TEACHERSAMERICAN FEDERATION OF TEACHERS2025 fourth_quarter$450K4th Quarter - Report
AMERICAN FEDERATION OF TEACHERSAMERICAN FEDERATION OF TEACHERS2026 second_quarter$410K2nd Quarter - Report
AMERICAN SPEECH-LANGUAGE-HEARING ASSOCIATIONAMERICAN SPEECH-LANGUAGE-HEARING ASSOCIATION2025 fourth_quarter$400K4th Quarter - Report
CORNELL UNIVERSITYCORNELL UNIVERSITY2026 second_quarter$360K2nd Quarter - Report
AMERICAN SPEECH-LANGUAGE-HEARING ASSOCIATIONAMERICAN SPEECH-LANGUAGE-HEARING ASSOCIATION2026 first_quarter$360K1st Quarter - Report
AMERICAN PHYSICAL THERAPY ASSOCIATIONAMERICAN PHYSICAL THERAPY ASSOCIATION2026 second_quarter$312.7K2nd Quarter - Report
AMERICAN PHYSICAL THERAPY ASSOCIATIONAMERICAN PHYSICAL THERAPY ASSOCIATION2026 first_quarter$312.7K1st Quarter - Amendme…
AMERICAN PHYSICAL THERAPY ASSOCIATIONAMERICAN PHYSICAL THERAPY ASSOCIATION2026 first_quarter$301.4K1st Quarter - Report
AMERICAN PHYSICAL THERAPY ASSOCIATIONAMERICAN PHYSICAL THERAPY ASSOCIATION2025 fourth_quarter$301.4K4th Quarter - Report
VANDERBILT UNIVERSITYVANDERBILT UNIVERSITY2026 first_quarter$290K1st Quarter - Report
AMERICAN SPEECH-LANGUAGE-HEARING ASSOCIATIONAMERICAN SPEECH-LANGUAGE-HEARING ASSOCIATION2026 second_quarter$280K2nd Quarter - Report
HARVARD UNIVERSITY--PRESIDENT AND FELLOWS OF HARVARD COLLEGEHARVARD UNIVERSITY--PRESIDENT AND FELLOWS OF HARVARD COLLEGE2025 fourth_quarter$230K4th Quarter - Report
NATIONAL COUNCIL FOR BEHAVIORAL HEALTHNATIONAL COUNCIL FOR BEHAVIORAL HEALTH2026 first_quarter$226.2K1st Quarter - Report
THE AMERICAN OCCUPATIONAL THERAPY ASSOCIATION, INC. (AOTA)THE AMERICAN OCCUPATIONAL THERAPY ASSOCIATION, INC. (AOTA)2026 second_quarter$189K2nd Quarter - Report
THE AMERICAN OCCUPATIONAL THERAPY ASSOCIATION, INC. (AOTA)THE AMERICAN OCCUPATIONAL THERAPY ASSOCIATION, INC. (AOTA)2026 first_quarter$189K1st Quarter - Report
THE AMERICAN OCCUPATIONAL THERAPY ASSOCIATION, INC. (AOTA)THE AMERICAN OCCUPATIONAL THERAPY ASSOCIATION, INC. (AOTA)2025 fourth_quarter$189K4th Quarter - Report

Classification

The Congressional Research Service files H.R. 6574 under Education, one of its 31 policy areas.

CRS Subjects

CRS assigns every bill one policy area from its 31; H.R. 6574’s is Education.

hr6574/policy-areas.txt
EducationAgriculture and FoodAnimalsArmed Forces and National SecurityArts, Culture, ReligionCivil Rights and Liberties, Minority IssuesCommerceCongressCrime and Law EnforcementEconomics and Public FinanceEmergency ManagementEnergyEnvironmental ProtectionFamiliesFinance and Financial SectorForeign Trade and International FinanceGovernment Operations and PoliticsHealthHousing and Community DevelopmentImmigrationInternational AffairsLabor and EmploymentLawNative AmericansPublic Lands and Natural ResourcesScience, Technology, CommunicationsSocial WelfareSports and RecreationTaxationTransportation and Public WorksWater Resources Development

Constitutional authority

The clause the sponsor cites as Congress’s power to enact H.R. 6574, as entered in the Congressional Record.

[Congressional Record Volume 171, Number 208 (Wednesday, December 10, 2025)][House]From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Mr. KENNEDY of New York:H.R. 6574.Congress has the power to enact this legislation pursuantto the following:Article I, Section 8 of the U.S. Constitution[Page H5562]

Source: congress.gov · legiscan.com