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S. 2946
U.S. Senate•In Senate Committee
Summary
S. 2946, the NFIP Extension Act, was introduced in the Senate on Sep 30, 2025 by Sen. John Kennedy (R) with 1 co-sponsor. It was referred to Banking, Housing, And Urban Affairs, and last saw action on Sep 30, 2025: Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Record
Text
S. 2946 has 1 co-sponsor.
sb2946/introduced-in-senate.txt119 S2946 IS: NFIP Extension ActU.S. Senate2025-09-30text/xmlENPursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.II 119th CONGRESS 1st Session S. 2946 IN THE SENATE OF THE UNITED STATES September 30, 2025 Mr. Kennedy (for himself and Mr. Cassidy ) introduced the following bill; which was read twice and referred to the Committee on Banking, Housing, and Urban Affairs A BILLTo reauthorize the National Flood Insurance Program.1.Short titleThis Act may be cited as the NFIP Extension Act .2.Reauthorization(a)FinancingSection 1309(a) of the National Flood Insurance Act of 1968 ( 42 U.S.C. 4016(a) ) is amended by striking September 30, 2023 and inserting November 21, 2025 .(b)Program expirationSection 1319 of the National Flood Insurance Act of 1968 ( 42 U.S.C. 4026 ) is amended by striking September 30, 2023 and inserting November 21, 2025 .(c)Retroactive effective dateIf this Act is enacted after September 30, 2025, the amendments made by subsections (a) and (b) shall take effect as if enacted on September 30, 2025.
Tracker
The tracker indicates the progress of this legislation as it moves through the legislative process.
- Introduced2025-09-30
- Passed Senate
- Passed House
- Conference
- To President
- Became Law
A bill to reauthorize the National Flood Insurance Program.
Sponsors
Sen. John Kennedy (R) sponsors S. 2946, and 1 member has co-sponsored it from the day it was introduced.
Committees
S. 2946 went before 1 committee: Banking, Housing, and Urban Affairs.

Actions
S. 2946 has taken 2 actions since Sep 30, 2025.
| Chamber | Action | |||
|---|---|---|---|---|
Sep 30, 2025 | Senate | Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.Banking, Housing, and Urban Affairs Committee | ||
Sep 30, 2025 | — | Introduced in Senate |
Votes
S. 2946 has not gone to a roll call.
Titles
S. 2946 goes by 3 titles, 1 of them short titles.
- NFIP Extension Act — Display Title
- NFIP Extension Act — Short Title(s) as Introduced
- A bill to reauthorize the National Flood Insurance Program. — Official Title as Introduced
Lobbying
3 clients hired 3 firms and 17 registered lobbyists who named S. 2946 in 13 quarterly filings, 2025 to 2026. Reported under the Lobbying Disclosure Act; a filing’s income covers everything its registrant worked that quarter, so the amounts below are the filings’, not this bill’s.
Filed under Financial Institutions/Investments/Securities, Insurance, Taxation/Internal Revenue Code, Torts, Automotive Industry, Budget/Appropriations, Consumer Issues/Safety/Products, Disaster Planning/Emergencies.
Clients
Who paid to be heard, by how many filings named the bill.
| Client | Business | State | Firms | Filings | Reported |
|---|---|---|---|---|---|
| AMERICAN PROPERTY CASUALTY INSURANCE ASSOCIATION | — | District of Columbia | 1 | 5 | — |
| NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES | — | District of Columbia | 1 | 4 | — |
| REINSURANCE ASSN OF AMERICA | — | District of Columbia | 1 | 4 | — |
Firms
Registrants who filed on the bill, by filings.
Lobbyists
Named on the filings that cite the bill.
| Lobbyist | Firms | Clients | Filings |
|---|---|---|---|
| BRETT HEWITT | 1 | 1 | 5 |
| DAVID PEARCE | 1 | 1 | 5 |
| DONALD GRIFFIN | 1 | 1 | 5 |
| MONA DOOLEY | 1 | 1 | 5 |
| ROBERT GORDON | 1 | 1 | 5 |
| SAM WHITFIELD | 1 | 1 | 5 |
| STEF ZIELEZIENSKI | 1 | 1 | 5 |
| THERESA PETTIGREW | 1 | 1 | 5 |
| ANTHONY COTTO | 1 | 1 | 4 |
| JAMES GRANDE | 1 | 1 | 4 |
| KATHERINE DUVENECK | 1 | 1 | 4 |
| NICHOLAS BOUKNIGHT | 1 | 1 | 4 |
| NICOLE AUSTIN | 1 | 1 | 4 |
| ROBERT MCCARTY | 1 | 1 | 4 |
| CORY MAKS | 1 | 1 | 2 |
| WILLIAM SEABROOK | 1 | 1 | 2 |
| KATE CAREY | 1 | 1 | 1 |
Filings
The documents themselves, on the Senate’s Lobbying Disclosure site, largest reported first.
| Client | Registrant | Period | Reported | Document |
|---|---|---|---|---|
| AMERICAN PROPERTY CASUALTY INSURANCE ASSOCIATION | AMERICAN PROPERTY CASUALTY INSURANCE ASSOCIATION FKA PROPERTY CASUALTY INSURERS ASSOC. OF AMERICA | 2026 second_quarter | $2.1M | 2nd Quarter - Report |
| AMERICAN PROPERTY CASUALTY INSURANCE ASSOCIATION | AMERICAN PROPERTY CASUALTY INSURANCE ASSOCIATION FKA PROPERTY CASUALTY INSURERS ASSOC. OF AMERICA | 2026 first_quarter | $1.4M | 1st Quarter - Report |
| AMERICAN PROPERTY CASUALTY INSURANCE ASSOCIATION | AMERICAN PROPERTY CASUALTY INSURANCE ASSOCIATION FKA PROPERTY CASUALTY INSURERS ASSOC. OF AMERICA | 2025 third_quarter | $1.4M | 3rd Quarter - Amendme… |
| AMERICAN PROPERTY CASUALTY INSURANCE ASSOCIATION | AMERICAN PROPERTY CASUALTY INSURANCE ASSOCIATION FKA PROPERTY CASUALTY INSURERS ASSOC. OF AMERICA | 2025 third_quarter | $1.4M | 3rd Quarter - Report |
| AMERICAN PROPERTY CASUALTY INSURANCE ASSOCIATION | AMERICAN PROPERTY CASUALTY INSURANCE ASSOCIATION FKA PROPERTY CASUALTY INSURERS ASSOC. OF AMERICA | 2025 fourth_quarter | $1.4M | 4th Quarter - Report |
| NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES | NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES | 2026 second_quarter | $540K | 2nd Quarter - Report |
| REINSURANCE ASSN OF AMERICA | REINSURANCE ASSN OF AMERICA | 2026 first_quarter | $520K | 1st Quarter - Report |
| NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES | NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES | 2026 first_quarter | $506.4K | 1st Quarter - Report |
| NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES | NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES | 2025 fourth_quarter | $465.8K | 4th Quarter - Report |
| NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES | NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES | 2025 third_quarter | $442.1K | 3rd Quarter - Report |
| REINSURANCE ASSN OF AMERICA | REINSURANCE ASSN OF AMERICA | 2025 fourth_quarter | $390K | 4th Quarter - Report |
| REINSURANCE ASSN OF AMERICA | REINSURANCE ASSN OF AMERICA | 2026 second_quarter | $370K | 2nd Quarter - Amendme… |
| REINSURANCE ASSN OF AMERICA | REINSURANCE ASSN OF AMERICA | 2026 second_quarter | $340K | 2nd Quarter - Report |
Classification
The Congressional Research Service files S. 2946 under Finance and Financial Sector, one of its 31 policy areas.
CRS Subjects
CRS assigns every bill one policy area from its 31; S. 2946’s is Finance and Financial Sector.
s2946/policy-areas.txtSource: congress.gov · legiscan.com