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H.R. 5105

U.S. House•In House Committee

Summary

H.R. 5105, the UNLOCK Act, was introduced in the House on Sep 3, 2025 by Rep. Sam Liccardo (D) with 13 co-sponsors. It was referred to Financial Services, and last saw action on Sep 3, 2025: Referred to the House Committee on Financial Services.

Record

Text

H.R. 5105 has 13 co-sponsors.

hb5105/introduced-in-house.txt
119 HR 5105 IH: Unleashing Needed Local Options to Construct and Keep Housing Act
 U.S. House of Representatives
 2025-09-03
 text/xml
 EN
 Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.
 I  119th CONGRESS  1st Session  H. R. 5105  IN THE HOUSE OF REPRESENTATIVES   September 3, 2025   Mr. Liccardo  (for himself,  Mr. Flood ,  Mr. Fields , and  Ms. Salazar ) introduced the following bill; which was referred to the  Committee on Financial Services    A BILL
To amend the Housing and Community Development Act of 1974 to expand new home construction, and for other purposes.
1.
Short title
This Act may be cited as the   Unleashing Needed Local Options to Construct and Keep Housing Act   or the   UNLOCK Act  .
2.
Amendments to the Housing and Community Development Act of 1974
Section 105(a) of the Housing and Community Development Act of 1974 ( 42 U.S.C. 5305(a) ) is amended—
(1)
in paragraph (25)(D), by striking  and  at the end;
(2)
in paragraph (26), by striking the period at the end and inserting  ; and ; and
(3)
by inserting at the end the following:
(27)
in the case of any metropolitan city or urban county, State, unit of general local government, insular area, or tribal entity that receives amounts under section 106, for the construction of new residential housing for low- and moderate-income persons, with or without the assistance from a neighborhood-based nonprofit organization, or other private or public nonprofit organization.
 .

Tracker

The tracker indicates the progress of this legislation as it moves through the legislative process.

  1. Introduced2025-09-03
  2. Passed House
  3. Passed Senate
  4. Conference
  5. To President
  6. Became Law

To amend the Housing and Community Development Act of 1974 to expand new home construction, and for other purposes.

Sponsors

Rep. Sam Liccardo (D) sponsors H.R. 5105, and 13 members have co-sponsored it, 3 of them from the day it was introduced.

Committees

H.R. 5105 went before 1 committee: Financial Services.

Financial Services
Financial Services
Referred To · Sep 3, 2025 · 559 Bills

Actions

H.R. 5105 has taken 2 actions since Sep 3, 2025.

ChamberAction
Sep 3, 2025
House
Introduced in House
Sep 3, 2025
House
Referred to the House Committee on Financial Services.Financial Services Committee

Votes

H.R. 5105 has not gone to a roll call.

1 bill is related to H.R. 5105.

Titles

H.R. 5105 goes by 4 titles, 2 of them short titles.

  • UNLOCK Act — Display Title
  • UNLOCK Act — Short Title(s) as Introduced
  • Unleashing Needed Local Options to Construct and Keep Housing Act — Short Title(s) as Introduced
  • To amend the Housing and Community Development Act of 1974 to expand new home construction, and for other purposes. — Official Title as Introduced

Lobbying

1 client hired 1 firm and 4 registered lobbyists who named H.R. 5105 in 3 quarterly filings, 2025 to 2026. Reported under the Lobbying Disclosure Act; a filing’s income covers everything its registrant worked that quarter, so the amounts below are the filings’, not this bill’s.

Filed under Housing.

Clients

Who paid to be heard, by how many filings named the bill.

ClientBusinessStateFirmsFilingsReported
UP FOR GROWTH ACTION INC—District of Columbia13—

Firms

Registrants who filed on the bill, by filings.

RegistrantClientsFilingsReported
UP FOR GROWTH ACTION, INC.13—

Lobbyists

Named on the filings that cite the bill.

LobbyistFirmsClientsFilings
FRANCISCO FLORES-POURRAT113
MICHAEL KINGSELLA113
ANJALI KOLACHALAM111
DAVID GARCIA111

Filings

The documents themselves, on the Senate’s Lobbying Disclosure site, largest reported first.

ClientRegistrantPeriodReportedDocument
UP FOR GROWTH ACTION INCUP FOR GROWTH ACTION, INC.2025 fourth_quarter$50K4th Quarter - Report
UP FOR GROWTH ACTION INCUP FOR GROWTH ACTION, INC.2026 second_quarter$40K2nd Quarter - Report
UP FOR GROWTH ACTION INCUP FOR GROWTH ACTION, INC.2026 first_quarter$40K1st Quarter - Report

Classification

The Congressional Research Service files H.R. 5105 under Housing and Community Development, one of its 31 policy areas.

CRS Subjects

CRS assigns every bill one policy area from its 31; H.R. 5105’s is Housing and Community Development.

hr5105/policy-areas.txt
Housing and Community DevelopmentAgriculture and FoodAnimalsArmed Forces and National SecurityArts, Culture, ReligionCivil Rights and Liberties, Minority IssuesCommerceCongressCrime and Law EnforcementEconomics and Public FinanceEducationEmergency ManagementEnergyEnvironmental ProtectionFamiliesFinance and Financial SectorForeign Trade and International FinanceGovernment Operations and PoliticsHealthImmigrationInternational AffairsLabor and EmploymentLawNative AmericansPublic Lands and Natural ResourcesScience, Technology, CommunicationsSocial WelfareSports and RecreationTaxationTransportation and Public WorksWater Resources Development

Constitutional authority

The clause the sponsor cites as Congress’s power to enact H.R. 5105, as entered in the Congressional Record.

[Congressional Record Volume 171, Number 144 (Wednesday, September 3, 2025)][House]From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Mr. LICCARDO:H.R. 5105.Congress has the power to enact this legislation pursuantto the following:Article 1, Section 1All legislative powers herein granted shall be vested in aCongress of the United States, which shall consist of aSenate and House of Representatives.[Page H3829]

Source: congress.gov · legiscan.com