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S. 2545
U.S. Senate•In Senate Committee
Summary
S. 2545, the NCUA Central Liquidity Facility Enhancements Act, was introduced in the Senate on Jul 30, 2025 by Sen. Alex Padilla (D) with 1 co-sponsor. It was referred to Banking, Housing, And Urban Affairs, and last saw action on Jul 30, 2025: Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (Sponsor introductory remarks on measure: CR S4907: 2).
Record
Text
S. 2545 has 1 co-sponsor.
sb2545/introduced-in-senate.txt119 S2545 IS: NCUA Central Liquidity Facility Enhancements ActU.S. Senate2025-07-30text/xmlENPursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.II 119th CONGRESS 1st Session S. 2545 IN THE SENATE OF THE UNITED STATES July 30, 2025 Mr. Padilla (for himself and Mr. Cramer ) introduced the following bill; which was read twice and referred to the Committee on Banking, Housing, and Urban Affairs A BILLTo amend the Federal Credit Union Act to provide for certain ways in which credit unions may be Agent members of the National Credit Union Administration Central Liquidity Facility.1.Short titleThis Act may be cited as the NCUA Central Liquidity Facility Enhancements Act .2.Agent membershipSection 304(b)(2) of the Federal Credit Union Act ( 12 U.S.C. 1795c(b)(2) ) is amended by striking all those credit unions and inserting such credit unions as the Board may in its discretion determine .
Tracker
The tracker indicates the progress of this legislation as it moves through the legislative process.
- Introduced2025-07-30
- Passed Senate
- Passed House
- Conference
- To President
- Became Law
A bill to amend the Federal Credit Union Act to provide for certain ways in which credit unions may be Agent members of the National Credit Union Administration Central Liquidity Facility.
Sponsors
Sen. Alex Padilla (D) sponsors S. 2545, and 1 member has co-sponsored it from the day it was introduced.
Committees
S. 2545 went before 1 committee: Banking, Housing, and Urban Affairs.

Actions
S. 2545 has taken 2 actions since Jul 30, 2025.
| Chamber | Action | |||
|---|---|---|---|---|
Jul 30, 2025 | Senate | Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (Sponsor introductory remarks on measure: CR S4907: 2)Banking, Housing, and Urban Affairs Committee | ||
Jul 30, 2025 | — | Introduced in Senate |
Votes
S. 2545 has not gone to a roll call.
Titles
S. 2545 goes by 3 titles, 1 of them short titles.
- NCUA Central Liquidity Facility Enhancements Act — Display Title
- NCUA Central Liquidity Facility Enhancements Act — Short Title(s) as Introduced
- A bill to amend the Federal Credit Union Act to provide for certain ways in which credit unions may be Agent members of the National Credit Union Administration Central Liquidity Facility. — Official Title as Introduced
Lobbying
2 clients hired 2 firms and 18 registered lobbyists who named S. 2545 in 8 quarterly filings, 2025 to 2026. Reported under the Lobbying Disclosure Act; a filing’s income covers everything its registrant worked that quarter, so the amounts below are the filings’, not this bill’s.
Filed under Banking, Budget/Appropriations, Financial Institutions/Investments/Securities, Small Business, Taxation/Internal Revenue Code.
Clients
Who paid to be heard, by how many filings named the bill.
| Client | Business | State | Firms | Filings | Reported |
|---|---|---|---|---|---|
| CALIFORNIA AND NEVADA CREDIT UNION LEAGUES | — | California | 1 | 4 | — |
| CREDIT UNION NATIONAL ASSOCIATION, INC. DBA AMERICA'S CREDIT UNIONS | — | District of Columbia | 1 | 4 | — |
Firms
Registrants who filed on the bill, by filings.
| Registrant | Clients | Filings | Reported |
|---|---|---|---|
| CALIFORNIA AND NEVADA CREDIT UNION LEAGUES | 1 | 4 | — |
| CREDIT UNION NATIONAL ASSOCIATION. INC. DBA AMERICA'S CREDIT UNIONS | 1 | 4 | — |
Lobbyists
Named on the filings that cite the bill.
| Lobbyist | Firms | Clients | Filings |
|---|---|---|---|
| ANDREW MORRIS | 1 | 1 | 4 |
| BRADFORD THALER | 1 | 1 | 4 |
| CLARK DERRINGTON | 1 | 1 | 4 |
| GORDON HOLZBERG | 1 | 1 | 4 |
| GREGORY MESACK | 1 | 1 | 4 |
| JAMES AKIN | 1 | 1 | 4 |
| LUKE MARTONE | 1 | 1 | 4 |
| PHIL DRAGER | 1 | 1 | 4 |
| STEPHANIE BELK | 1 | 1 | 4 |
| STEPHANIE CUEVAS | 1 | 1 | 4 |
| TYLER MARON | 1 | 1 | 4 |
| MADISON HUBBARD | 1 | 1 | 3 |
| JEREMY GREENBERG | 1 | 1 | 2 |
| JOHN VATIAN | 1 | 1 | 2 |
| KRISTIN RHEINS | 1 | 1 | 2 |
| CARRIE HUNT | 1 | 1 | 1 |
| CLEMENT ABONYI | 1 | 1 | 1 |
| KATHLEEN COULOMBE | 1 | 1 | 1 |
Filings
The documents themselves, on the Senate’s Lobbying Disclosure site, largest reported first.
| Client | Registrant | Period | Reported | Document |
|---|---|---|---|---|
| CREDIT UNION NATIONAL ASSOCIATION, INC. DBA AMERICA'S CREDIT UNIONS | CREDIT UNION NATIONAL ASSOCIATION. INC. DBA AMERICA'S CREDIT UNIONS | 2026 second_quarter | $1.3M | 2nd Quarter - Report |
| CREDIT UNION NATIONAL ASSOCIATION, INC. DBA AMERICA'S CREDIT UNIONS | CREDIT UNION NATIONAL ASSOCIATION. INC. DBA AMERICA'S CREDIT UNIONS | 2026 first_quarter | $1.1M | 1st Quarter - Report |
| CREDIT UNION NATIONAL ASSOCIATION, INC. DBA AMERICA'S CREDIT UNIONS | CREDIT UNION NATIONAL ASSOCIATION. INC. DBA AMERICA'S CREDIT UNIONS | 2025 third_quarter | $1.1M | 3rd Quarter - Report |
| CREDIT UNION NATIONAL ASSOCIATION, INC. DBA AMERICA'S CREDIT UNIONS | CREDIT UNION NATIONAL ASSOCIATION. INC. DBA AMERICA'S CREDIT UNIONS | 2025 fourth_quarter | $1.1M | 4th Quarter - Report |
| CALIFORNIA AND NEVADA CREDIT UNION LEAGUES | CALIFORNIA AND NEVADA CREDIT UNION LEAGUES | 2026 second_quarter | $110K | 2nd Quarter - Report |
| CALIFORNIA AND NEVADA CREDIT UNION LEAGUES | CALIFORNIA AND NEVADA CREDIT UNION LEAGUES | 2026 first_quarter | $110K | 1st Quarter - Report |
| CALIFORNIA AND NEVADA CREDIT UNION LEAGUES | CALIFORNIA AND NEVADA CREDIT UNION LEAGUES | 2025 fourth_quarter | $110K | 4th Quarter - Report |
| CALIFORNIA AND NEVADA CREDIT UNION LEAGUES | CALIFORNIA AND NEVADA CREDIT UNION LEAGUES | 2025 third_quarter | $110K | 3rd Quarter - Report |
Classification
The Congressional Research Service files S. 2545 under Finance and Financial Sector, one of its 31 policy areas.
CRS Subjects
CRS assigns every bill one policy area from its 31; S. 2545’s is Finance and Financial Sector.
s2545/policy-areas.txtSource: congress.gov · legiscan.com