H.R. 4167

Summary

H.R. 4167, the Expanding Access to Lending Options Act, was introduced in the House on Jun 26, 2025 by Rep. Scott Fitzgerald (R) with 43 co-sponsors. It was referred to Financial Services, and last saw action on Jun 26, 2025: Referred to the House Committee on Financial Services.

Record

Text

H.R. 4167 has 43 co-sponsors.

119 HR 4167 IH: Expanding Access to Lending Options Act
 U.S. House of Representatives
 2025-06-26
 text/xml
 EN
 Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.
 I  119th CONGRESS  1st Session  H. R. 4167  IN THE HOUSE OF REPRESENTATIVES   June 26, 2025   Mr. Fitzgerald  (for himself,  Mr. Sherman ,  Mr. Meuser ,  Mrs. Kim ,  Mr. Vargas ,  Mr. Timmons , and  Mr. Fitzpatrick ) introduced the following bill; which was referred to the  Committee on Financial Services    A BILL
To provide the National Credit Union Administration Board flexibility to increase Federal credit union loan maturities, and for other purposes.
1.
Short title
This Act may be cited as the   Expanding Access to Lending Options Act  .
2.
Sense of Congress
It is the sense of Congress that as the prudential regulator of the federally chartered credit unions of the United States, it is of paramount importance that the NCUA place safety and soundness as a cornerstone of its oversight of these credit unions.
3.
Powers of Federal credit unions
Section 107(5) of the Federal Credit Union Act ( 12 U.S.C. 1757(5) ) is amended—
(1)
in the matter preceding subparagraph (A), by striking  15 years  and inserting  20 years (or longer, as the Board may allow by regulation) ; and
(2)
in subparagraph (A)(i), by striking  or will be the principal residence of a credit union member, and which is .

Tracker

The tracker indicates the progress of this legislation as it moves through the legislative process.

To provide the National Credit Union Administration Board flexibility to increase Federal credit union loan maturities, and for other purposes.

Sponsors

Rep. Scott Fitzgerald (R) sponsors H.R. 4167, and 43 members have co-sponsored it, 6 of them from the day it was introduced.

Scott Fitzgerald

Rep. · R–WI-5 · Sponsor

Introduced Jun 26, 2025

Brian Fitzpatrick

Rep. · R–PA-1 · Co-sponsor

Joined Jun 26, 2025 · Original

Young Kim

Rep. · R–CA-40 · Co-sponsor

Joined Jun 26, 2025 · Original

Dan Meuser

Rep. · R–PA-9 · Co-sponsor

Joined Jun 26, 2025 · Original

Brad Sherman

Rep. · D–CA-32 · Co-sponsor

Joined Jun 26, 2025 · Original

William Timmons

Rep. · R–SC-4 · Co-sponsor

Joined Jun 26, 2025 · Original

Juan Vargas

Rep. · D–CA-52 · Co-sponsor

Joined Jun 26, 2025 · Original

Jimmy Panetta

Rep. · D–CA-19 · Co-sponsor

Joined Jun 30, 2025

Salud Carbajal

Rep. · D–CA-24 · Co-sponsor

Joined Aug 26, 2025

Luis Correa

Rep. · D–CA-46 · Co-sponsor

Joined Sep 11, 2025

Show 10 of 44 rows

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Committees

H.R. 4167 went before 1 committee: Financial Services.

Financial Services

Financial Services

Referred To · Jun 26, 2025 · 559 Bills

Actions

H.R. 4167 has taken 2 actions since Jun 26, 2025.

Votes

H.R. 4167 has not gone to a roll call.

Titles

H.R. 4167 goes by 3 titles, 1 of them short titles.

• Expanding Access to Lending Options Act — Display Title
• Expanding Access to Lending Options Act — Short Title(s) as Introduced
• To provide the National Credit Union Administration Board flexibility to increase Federal credit union loan maturities, and for other purposes. — Official Title as Introduced

Lobbying

7 clients hired 7 firms and 28 registered lobbyists who named H.R. 4167 in 25 quarterly filings, 2025 to 2026. Reported under the Lobbying Disclosure Act; a filing’s income covers everything its registrant worked that quarter, so the amounts below are the filings’, not this bill’s.

Filed under Banking, Budget/Appropriations, Taxation/Internal Revenue Code, Financial Institutions/Investments/Securities, Small Business, Clean Air and Water (quality), Energy/Nuclear, Housing.

Clients

Who paid to be heard, by how many filings named the bill.

Firms

Registrants who filed on the bill, by filings.

Lobbyists

Named on the filings that cite the bill. The 20 named most often, of 28.

Filings

The documents themselves, on the Senate’s Lobbying Disclosure site, largest reported first.

Classification

The Congressional Research Service files H.R. 4167 under Finance and Financial Sector, one of its 31 policy areas.

CRS Subjects

CRS assigns every bill one policy area from its 31; H.R. 4167’s is Finance and Financial Sector.

Constitutional authority

The clause the sponsor cites as Congress’s power to enact H.R. 4167, as entered in the Congressional Record.

[Congressional Record Volume 171, Number 110 (Thursday, June 26, 2025)][House]From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Mr. FITZGERALD:H.R. 4167.Congress has the power to enact this legislation pursuantto the following:Article I, Section VIII of the United States Constitution[Page H3011]

Source: congress.gov · legiscan.com