S. 2054

Summary

S. 2054, the Flood Insurance Consumer Choice Act of 2025, was introduced in the Senate on Jun 12, 2025 by Sen. Rick Scott (R). It was referred to Banking, Housing, And Urban Affairs, and last saw action on Jun 12, 2025: Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Record

Text

S. 2054 has no co-sponsors and has not gone to a roll call.

119 S2054 IS: Flood Insurance Consumer Choice Act of 2025
 U.S. Senate
 2025-06-12
 text/xml
 EN
 Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.
  II
  119th CONGRESS
  1st Session
  S. 2054
  IN THE SENATE OF THE UNITED STATES
  June 12, 2025
  Mr. Scott of Florida  introduced the
  following bill; which was read twice and referred to the  Committee on Banking, Housing, and Urban
  Affairs
  A BILL
To allow National Flood Insurance Program policyholders who leave the
  program to purchase a private insurance flood policy to return to the National Flood
  Insurance Program without penalty, and for other purposes.
1.
Short title
This Act may be cited as the   Flood Insurance Consumer Choice Act of 2025  .
2.
Effect of private flood insurance coverage on continuous coverage
  requirements
Section 1308 of the National Flood Insurance Act of 1968 ( 42 U.S.C. 4015 ) is amended by adding at the end the following:
(n)
Effect of private flood insurance coverage on continuous coverage
  requirements
For purposes of applying any statutory, regulatory, or administrative continuous coverage requirement, including under section 1307(g)(1), the Administrator shall consider any period during which a property was continuously covered by a flood insurance policy through the private market that was used to satisfy the requirements under section 102(a) of the Flood Disaster Protection Act of 1973 ( 42 U.S.C. 4012a(a) ) to be a period of continuous coverage.
  .

Tracker

The tracker indicates the progress of this legislation as it moves through the legislative process.

A bill to allow National Flood Insurance Program policyholders who leave the program to purchase a private insurance flood policy to return to the National Flood Insurance Program without penalty, and for other purposes.

Sponsors

Sen. Rick Scott (R) sponsors S. 2054 alone.

Rick Scott

Sen. · R–FL · Sponsor

Show 1 of 1 row

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Committees

S. 2054 went before 1 committee: Banking, Housing, and Urban Affairs.

Banking, Housing, and Urban Affairs

Banking, Housing, and Urban Affairs

Referred To · Jun 12, 2025 · 465 Bills

Actions

S. 2054 has taken 2 actions since Jun 12, 2025.

Votes

S. 2054 has not gone to a roll call.

Titles

S. 2054 goes by 3 titles, 1 of them short titles.

• Flood Insurance Consumer Choice Act of 2025 — Display Title
• Flood Insurance Consumer Choice Act of 2025 — Short Title(s) as Introduced
• A bill to allow National Flood Insurance Program policyholders who leave the program to purchase a private insurance flood policy to return to the National Flood Insurance Program without penalty, and for other purposes. — Official Title as Introduced

Lobbying

3 clients hired 3 firms and 17 registered lobbyists who named S. 2054 in 15 quarterly filings, 2025 to 2026. Reported under the Lobbying Disclosure Act; a filing’s income covers everything its registrant worked that quarter, so the amounts below are the filings’, not this bill’s.

Filed under Financial Institutions/Investments/Securities, Insurance, Taxation/Internal Revenue Code, Torts, Automotive Industry, Consumer Issues/Safety/Products, Disaster Planning/Emergencies, Transportation.

Clients

Who paid to be heard, by how many filings named the bill.

Firms

Registrants who filed on the bill, by filings.

Lobbyists

Named on the filings that cite the bill.

Filings

The documents themselves, on the Senate’s Lobbying Disclosure site, largest reported first.

Classification

The Congressional Research Service files S. 2054 under Finance and Financial Sector, one of its 31 policy areas.

CRS Subjects

CRS assigns every bill one policy area from its 31; S. 2054’s is Finance and Financial Sector.

Source: congress.gov · legiscan.com