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H.R. 3503
U.S. House•In House Committee
Summary
H.R. 3503, the Kidney Donation Anti-Discrimination Act, was introduced in the House on May 19, 2025 by Rep. Jeff Van Drew (R) with 5 co-sponsors. It was referred to Financial Services, and last saw action on May 19, 2025: Referred to the House Committee on Financial Services.
Record
Text
H.R. 3503 has 5 co-sponsors.
hb3503/introduced-in-house.txt119 HR 3503 IH: Kidney Donation Anti-Discrimination ActU.S. House of Representatives2025-05-19text/xmlENPursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.I 119th CONGRESS 1st Session H. R. 3503 IN THE HOUSE OF REPRESENTATIVES May 19, 2025 Mr. Van Drew (for himself and Mr. Davis of North Carolina ) introduced the following bill; which was referred to the Committee on Financial Services A BILLTo prohibit life insurance providers from discriminating based on a person’s status as a living kidney donor, and for other purposes.1.Short titleThis Act may be cited as the Kidney Donation Anti-Discrimination Act .2.Discrimination based on living kidney donor status(a)In generalIt shall be unlawful to discriminate against a living kidney donor, in the offering, issuance, cancellation, price or conditions of a life insurance policy, or in the amount of coverage provided under a life insurance policy, based solely on the status of such person as a living kidney donor, without evidence of additional actuarial risks, unrelated to their donation.(b)Private right of actionA person who suffers harm as a result of a violation of subsection (a) may bring an individual action against the entity who discriminated against such person in the appropriate district court of the United States for damages and attorney’s fees.(c)Rule of constructionNothing in this section may be construed to preempt any State or local law that provides greater protection to living kidney donors with respect to life insurance than this section does.(d)DefinitionsIn this section:(1)Life insurance policyThe term life insurance policy means a contract under which an entity promises to pay a designated beneficiary a sum of money upon the death of the insured.(2)Living kidney donorThe term living kidney donor means an individual who has donated a kidney and is not deceased.
Tracker
The tracker indicates the progress of this legislation as it moves through the legislative process.
- Introduced2025-05-19
- Passed House
- Passed Senate
- Conference
- To President
- Became Law
To prohibit life insurance providers from discriminating based on a person's status as a living kidney donor, and for other purposes.
Sponsors
Rep. Jeff Van Drew (R) sponsors H.R. 3503, and 5 members have co-sponsored it, 1 of them from the day it was introduced.

Rep. · R–NJ-2 · Sponsor
Introduced May 19, 2025

Rep. · D–NC-1 · Co-sponsor
Joined May 19, 2025 · Original

Rep. · R–NY-17 · Co-sponsor
Joined May 29, 2025

Rep. · R–KS-1 · Co-sponsor
Joined Jun 3, 2025

Rep. · D–VA-7 · Co-sponsor
Joined Jun 3, 2025

Rep. · R–PA-8 · Co-sponsor
Joined Sep 30, 2025
Committees
H.R. 3503 went before 1 committee: Financial Services.
Actions
H.R. 3503 has taken 2 actions since May 19, 2025.
| Chamber | Action | |||
|---|---|---|---|---|
May 19, 2025 | House | Introduced in House | ||
May 19, 2025 | House | Referred to the House Committee on Financial Services.Financial Services Committee |
Votes
H.R. 3503 has not gone to a roll call.
Titles
H.R. 3503 goes by 3 titles, 1 of them short titles.
- Kidney Donation Anti-Discrimination Act — Display Title
- Kidney Donation Anti-Discrimination Act — Short Title(s) as Introduced
- To prohibit life insurance providers from discriminating based on a person's status as a living kidney donor, and for other purposes. — Official Title as Introduced
Lobbying
3 clients hired 3 firms and 14 registered lobbyists who named H.R. 3503 in 17 quarterly filings, 2025 to 2026. Reported under the Lobbying Disclosure Act; a filing’s income covers everything its registrant worked that quarter, so the amounts below are the filings’, not this bill’s.
Filed under Consumer Issues/Safety/Products, Financial Institutions/Investments/Securities, Insurance, Retirement, Taxation/Internal Revenue Code, Trade (domestic/foreign), Health Issues.
Clients
Who paid to be heard, by how many filings named the bill.
| Client | Business | State | Firms | Filings | Reported |
|---|---|---|---|---|---|
| AMERICAN COUNCIL OF LIFE INSURERS | — | District of Columbia | 1 | 6 | — |
| THE NORTHWESTERN MUTUAL LIFE INSURANCE COMPANY | — | Wisconsin | 1 | 6 | — |
| NATIONAL KIDNEY REGISTRY | Facilitating living donor transplants | Connecticut | 1 | 5 | $220K |
Firms
Registrants who filed on the bill, by filings.
| Registrant | Clients | Filings | Reported |
|---|---|---|---|
| AMERICAN COUNCIL OF LIFE INSURERS | 1 | 6 | — |
| THE NORTHWESTERN MUTUAL LIFE INSURANCE COMPANY | 1 | 6 | — |
| HILL EAST GROUP, LLC | 1 | 5 | $220K |
Lobbyists
Named on the filings that cite the bill.
| Lobbyist | Firms | Clients | Filings |
|---|---|---|---|
| ANDREW REMO | 1 | 1 | 6 |
| CHRISTOPHER GAHAN | 1 | 1 | 6 |
| DOUGLAS LATHROP | 1 | 1 | 6 |
| ERICA MCQUADE | 1 | 1 | 6 |
| IAN STEGER | 1 | 1 | 6 |
| JEFFRY JANOSKA | 1 | 1 | 6 |
| LAURYL JACKSON | 1 | 1 | 6 |
| PAUL KANGAS | 1 | 1 | 6 |
| STEVEN RADKE | 1 | 1 | 6 |
| BRAD GENTILE | 1 | 1 | 5 |
| TYLER GUTCHESS | 1 | 1 | 5 |
| ZACHARY HOWELL | 1 | 1 | 5 |
| KATHLEEN COULOMBE | 1 | 1 | 4 |
| NANA PIERRI | 1 | 1 | 1 |
Filings
The documents themselves, on the Senate’s Lobbying Disclosure site, largest reported first.
| Client | Registrant | Period | Reported | Document |
|---|---|---|---|---|
| AMERICAN COUNCIL OF LIFE INSURERS | AMERICAN COUNCIL OF LIFE INSURERS | 2025 second_quarter | $2.2M | 2nd Quarter - Report |
| AMERICAN COUNCIL OF LIFE INSURERS | AMERICAN COUNCIL OF LIFE INSURERS | 2025 fourth_quarter | $1.9M | 4th Quarter - Report |
| AMERICAN COUNCIL OF LIFE INSURERS | AMERICAN COUNCIL OF LIFE INSURERS | 2025 third_quarter | $1.4M | 3rd Quarter - Report |
| THE NORTHWESTERN MUTUAL LIFE INSURANCE COMPANY | THE NORTHWESTERN MUTUAL LIFE INSURANCE COMPANY | 2026 second_quarter | $1.3M | 2nd Quarter - Report |
| THE NORTHWESTERN MUTUAL LIFE INSURANCE COMPANY | THE NORTHWESTERN MUTUAL LIFE INSURANCE COMPANY | 2026 first_quarter | $1.1M | 1st Quarter - Amendme… |
| THE NORTHWESTERN MUTUAL LIFE INSURANCE COMPANY | THE NORTHWESTERN MUTUAL LIFE INSURANCE COMPANY | 2026 first_quarter | $1.1M | 1st Quarter - Report |
| AMERICAN COUNCIL OF LIFE INSURERS | AMERICAN COUNCIL OF LIFE INSURERS | 2026 first_quarter | $1.1M | 1st Quarter - Report |
| AMERICAN COUNCIL OF LIFE INSURERS | AMERICAN COUNCIL OF LIFE INSURERS | 2026 second_quarter | $1.1M | 2nd Quarter - Amendme… |
| AMERICAN COUNCIL OF LIFE INSURERS | AMERICAN COUNCIL OF LIFE INSURERS | 2026 second_quarter | $1.1M | 2nd Quarter - Report |
| THE NORTHWESTERN MUTUAL LIFE INSURANCE COMPANY | THE NORTHWESTERN MUTUAL LIFE INSURANCE COMPANY | 2025 third_quarter | $850K | 3rd Quarter - Report |
| THE NORTHWESTERN MUTUAL LIFE INSURANCE COMPANY | THE NORTHWESTERN MUTUAL LIFE INSURANCE COMPANY | 2025 fourth_quarter | $740K | 4th Quarter - Report |
| THE NORTHWESTERN MUTUAL LIFE INSURANCE COMPANY | THE NORTHWESTERN MUTUAL LIFE INSURANCE COMPANY | 2025 second_quarter | $740K | 2nd Quarter - Report |
| NATIONAL KIDNEY REGISTRY | HILL EAST GROUP, LLC | 2025 fourth_quarter | $60K | 4th Quarter - Report |
| NATIONAL KIDNEY REGISTRY | HILL EAST GROUP, LLC | 2025 third_quarter | $60K | 3rd Quarter - Report |
| NATIONAL KIDNEY REGISTRY | HILL EAST GROUP, LLC | 2025 second_quarter | $40K | 2nd Quarter - Report |
| NATIONAL KIDNEY REGISTRY | HILL EAST GROUP, LLC | 2026 second_quarter | $30K | 2nd Quarter - Report |
| NATIONAL KIDNEY REGISTRY | HILL EAST GROUP, LLC | 2026 first_quarter | $30K | 1st Quarter - Report |
Classification
The Congressional Research Service files H.R. 3503 under Finance and Financial Sector, one of its 31 policy areas.
CRS Subjects
CRS assigns every bill one policy area from its 31; H.R. 3503’s is Finance and Financial Sector.
hr3503/policy-areas.txtSource: congress.gov · legiscan.com