H.R. 3174

Summary

H.R. 3174, the Made in America Manufacturing Finance Act, was introduced in the House on May 1, 2025 by Rep. Roger Williams (R) with 12 co-sponsors. It last saw action on May 13, 2026: Committee on Small Business and Entrepreneurship. Hearings held.

Record

Text

H.R. 3174 has 12 co-sponsors.

119 HR 3174 EH: Made in America Manufacturing Finance Act
 U.S. House of Representatives
 text/xml
 EN
 Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.
 IB
 119th CONGRESS  1st Session
 H. R. 3174
 IN THE HOUSE OF REPRESENTATIVES
 AN ACT
To increase loan limits for loans made to small manufacturers, and for other purposes.
1.
Short title
This Act may be cited as the   Made in America Manufacturing Finance Act  .
2.
Definitions
Section 3 of the Small Business Act ( 15 U.S.C. 632 ) is amended by adding at the end the following:
(gg)
Small manufacturer
The term  small manufacturer  means a small business concern—
(1)
the primary business of which is classified in sector 31, 32, or 33 of the North American Industrial Classification System; and
(2)
all of the production facilities of which are located in the United States.
 .
3.
Small Business Act loan limits for small manufacturers
Section 7(a) of the Small Business Act ( 15 U.S.C. 636(a) ) is amended—
(1)
in paragraph (3)—
(A)
in subparagraph (A)—
(i)
by inserting  except as provided in subparagraph (B),  before  if the total ;
(ii)
by striking  would exceed $3,750,000  and inserting the following:
would exceed—
(i)
$3,750,000
 ;
(iii)
in clause (i), as so designated, by striking  , except as provided in subparagraph (B);  and inserting  ; or ; and
(iv)
by adding at the end the following:
(ii)
in the case of a borrower that is a small manufacturer, $7,500,000 (or if the gross loan amount would exceed $10,000,000);
 ; and
(B)
in subparagraph (B)—
(i)
by striking  would exceed $4,500,000  and inserting the following:
would exceed—
(i)
$4,500,000
 ;
(ii)
in clause (i), as so designated, by striking  section 7(a)(14) for export purposes; and  and inserting  paragraph (14) for export purposes; or ; and
(iii)
by adding at the end the following:
(ii)
in the case of a borrower that is a small manufacturer, $9,000,000 (or if the gross loan amount would exceed $10,000,000), of which not more than $8,000,000 may be used for working capital, supplies, or financings under paragraph (14) for export purposes; and
 ; and
(2)
in paragraph (14)(B)(i), by striking  than $5,000,000.  and inserting the following:
than—
(I)
except as provided in subclause (II), $5,000,000; or
(II)
in the case of a loan made to a small manufacturer, $10,000,000.
  .
4.
Small Business Investment Act of 1958 loan limits for small manufacturers
Section 502(2)(A)(iii) of the Small Business Investment Act of 1958 ( 15 U.S.C. 696(2)(A)(iii) ) is amended by striking  $5,500,000  and inserting  $10,000,000 .
     Passed the House of Representatives December 1, 2025.  Kevin F. McCumber,  Clerk.

Tracker

The tracker indicates the progress of this legislation as it moves through the legislative process.

CRS Summary

The summaries are the Congressional Research Service’s, one per stage. Read them in full.

Sponsors

Rep. Roger Williams (R) sponsors H.R. 3174, and 12 members have co-sponsored it.

Roger Williams

Rep. · R–TX-25 · Sponsor

Introduced May 1, 2025

Dan Meuser

Rep. · R–PA-9 · Co-sponsor

Joined May 13, 2025

Nathaniel Moran

Rep. · R–TX-1 · Co-sponsor

Joined May 13, 2025

Craig Goldman

Rep. · R–TX-12 · Co-sponsor

Joined Jun 5, 2025

Troy Downing

Rep. · R–MT-2 · Co-sponsor

Joined Jul 17, 2025

Tony Wied

Rep. · R–WI-8 · Co-sponsor

Joined Jul 17, 2025

Kimberlyn King-Hinds

Rep. · R–MP-0 · Co-sponsor

Joined Jul 21, 2025

Jake Ellzey

Rep. · R–TX-6 · Co-sponsor

Joined Jul 21, 2025

Brad Finstad

Rep. · R–MN-1 · Co-sponsor

Joined Jul 21, 2025

Brian Jack

Rep. · R–GA-3 · Co-sponsor

Joined Jul 21, 2025

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Committees

H.R. 3174 went before 3 committees: Small Business and Entrepreneurship, Finance and Small Business.

Small Business and Entrepreneurship

Small Business and Entrepreneurship

Hearings By (full committee) · May 13, 2026 · 80 Bills

Finance

Finance

Referred To · Dec 2, 2025 · 902 Bills

Small Business

Small Business

Reported By · Aug 15, 2025 · 81 Bills

Reports

1 committee report has been filed on H.R. 3174, the latest H. Rept. 119-224.

• H. Rept. 119-224 — MADE IN AMERICA MANUFACTURING FINANCE ACT

Actions

H.R. 3174 has taken 16 actions since May 1, 2025, the latest on May 13, 2026.

Votes

H.R. 3174 has not gone to a roll call.

Related bills

1 bill is related to H.R. 3174.

S 1555Made in America Manufacturing Finance Act of 2025May 13, 2026 · Committee on Small Business and Entrepreneurship. Hearings held. · Related bill

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Titles

H.R. 3174 goes by 8 titles, 5 of them short titles.

• Made in America Manufacturing Finance Act — Display Title
• Made in America Manufacturing Finance Act — Short Title(s) from PCS (Placed on Senate Calendar) bill text
• Made in America Manufacturing Finance Act — Short Titles from RFS (Referred to Senate) bill text
• To increase loan limits for loans made to small manufacturers, and for other purposes. — Official Titles from EH (Engrossed in House) bill text
• Made in America Manufacturing Finance Act — Short Title(s) as Passed House
• Made in America Manufacturing Finance Act — Short Title(s) as Reported to House
• Made in America Manufacturing Finance Act of 2025 — Short Title(s) as Introduced
• To increase loan limits for loans made to small manufacturers, and for other purposes. — Official Title as Introduced

Cost estimate

The Congressional Budget Office has filed 1 estimate for H.R. 3174, the latest on Sep 24, 2025.

• H.R. 3174, Made in America Manufacturing Finance Act — 2025-09-24As reported by the House Committee on Small Business on August 15, 2025

Lobbying

12 clients hired 12 firms and 59 registered lobbyists who named H.R. 3174 in 35 quarterly filings, 2025 to 2026. Reported under the Lobbying Disclosure Act; a filing’s income covers everything its registrant worked that quarter, so the amounts below are the filings’, not this bill’s.

Filed under Small Business, Banking, Budget/Appropriations, Taxation/Internal Revenue Code, Health Issues, Financial Institutions/Investments/Securities, Education, Government Issues.

Clients

Who paid to be heard, by how many filings named the bill.

Firms

Registrants who filed on the bill, by filings.

Lobbyists

Named on the filings that cite the bill. The 20 named most often, of 59.

Filings

The documents themselves, on the Senate’s Lobbying Disclosure site, largest reported first.

Classification

The Congressional Research Service files H.R. 3174 under Commerce, one of its 31 policy areas, and gives it 3 legislative subjects.

CRS Subjects

CRS assigns every bill one policy area from its 31; H.R. 3174’s is Commerce.

Legislative Subjects

H.R. 3174 carries 3 of CRS’s legislative subjects, from Government lending and loan guarantees to Small business.

Constitutional authority

The clause the sponsor cites as Congress’s power to enact H.R. 3174, as entered in the Congressional Record.

[Congressional Record Volume 171, Number 73 (Thursday, May 1, 2025)][House]From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Mr. WILLIAMS of Texas:H.R. 3174.Congress has the power to enact this legislation pursuantto the following:Article I, Section 8 of the Constitution of the UnitedStates.[Page H1812]

Source: congress.gov · legiscan.com