H.R. 2704

Summary

H.R. 2704, the Fair Debt Collection Improvement Act, was introduced in the House on Apr 8, 2025 by Rep. Steve Cohen (D). It was referred to Financial Services, and last saw action on Apr 8, 2025: Referred to the House Committee on Financial Services.

Record

Text

H.R. 2704 has no co-sponsors and has not gone to a roll call.

119 HR 2704 IH: Fair Debt Collection Improvement Act
 U.S. House of Representatives
 2025-04-08
 text/xml
 EN
 Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.
 I  119th CONGRESS  1st Session  H. R. 2704  IN THE HOUSE OF REPRESENTATIVES   April 8, 2025   Mr. Cohen  introduced the following bill; which was referred to the  Committee on Financial Services    A BILL
To amend the Fair Debt Collection Practices Act to prohibit debt collectors from collecting, or attempting to collect, on a debt of a consumer with respect to which the statute of limitations has expired, and for other purposes.
1.
Short title
This Act may be cited as the   Fair Debt Collection Improvement Act  .
2.
Prohibition on collecting time-barred debt
(a)
In general
The Fair Debt Collection Practices Act ( 15 U.S.C. 1692 et seq. ) is amended by inserting after section 811 the following:
811A.
Prohibition on collecting time-barred debt
A debt collector may not collect, or attempt to collect, any debt of a consumer with respect to which the governing statute of limitations has expired.
 .
(b)
Clerical amendment
The table of contents for the Fair Debt Collection Practices Act is amended by inserting after the item relating to section 811 the following:
811A. Prohibition on collecting time-barred debt.
  .

Tracker

The tracker indicates the progress of this legislation as it moves through the legislative process.

To amend the Fair Debt Collection Practices Act to prohibit debt collectors from collecting, or attempting to collect, on a debt of a consumer with respect to which the statute of limitations has expired, and for other purposes.

Sponsors

Rep. Steve Cohen (D) sponsors H.R. 2704 alone.

Steve Cohen

Rep. · D–TN-9 · Sponsor

Show 1 of 1 row

PreviousNext

Committees

H.R. 2704 went before 1 committee: Financial Services.

Financial Services

Financial Services

Referred To · Apr 8, 2025 · 559 Bills

Actions

H.R. 2704 has taken 2 actions since Apr 8, 2025.

Votes

H.R. 2704 has not gone to a roll call.

Titles

H.R. 2704 goes by 3 titles, 1 of them short titles.

• Fair Debt Collection Improvement Act — Display Title
• Fair Debt Collection Improvement Act — Short Title(s) as Introduced
• To amend the Fair Debt Collection Practices Act to prohibit debt collectors from collecting, or attempting to collect, on a debt of a consumer with respect to which the statute of limitations has expired, and for other purposes. — Official Title as Introduced

Classification

The Congressional Research Service files H.R. 2704 under Finance and Financial Sector, one of its 31 policy areas.

CRS Subjects

CRS assigns every bill one policy area from its 31; H.R. 2704’s is Finance and Financial Sector.

Source: congress.gov · legiscan.com