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H.R. 2028

U.S. House•In House Committee

Summary

H.R. 2028, the REDI Act, was introduced in the House on Mar 11, 2025 by Rep. Brian Babin (R) with 129 co-sponsors. It was referred to Education and Workforce, and last saw action on Mar 11, 2025: Referred to the House Committee on Education and Workforce.

Record

Text

H.R. 2028 has 129 co-sponsors.

hb2028/introduced-in-house.txt
119 HR 2028 IH: Resident Education Deferred Interest Act
 U.S. House of Representatives
 2025-03-11
 text/xml
 EN
 Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.
 I  119th CONGRESS  1st Session  H. R. 2028  IN THE HOUSE OF REPRESENTATIVES   March 11, 2025   Mr. Babin  (for himself and  Ms. Houlahan ) introduced the following bill; which was referred to the  Committee on Education and Workforce    A BILL
To amend the Higher Education Act of 1965 to provide for interest-free deferment on student loans for borrowers serving in a medical or dental internship or residency program.
1.
Short title
This Act may be cited as the   Resident Education Deferred Interest Act   or the   REDI Act  .
2.
Deferment during a medical or dental internship or residency program
Section 455(f) of the Higher Education Act of 1965 ( 20 U.S.C. 1087e(f) ) is amended—
(1)
in paragraph (1), in the matter preceding subparagraph (A), by striking  A borrower  and inserting  Except as provided in paragraph (7), a borrower ;
(2)
in paragraph (2)(A)—
(A)
in clause (i), by striking  or  after the semicolon;
(B)
by striking the matter following clause (ii);
(C)
in clause (ii), by striking the comma at the end and inserting  ; or ; and
(D)
by adding at the end the following:
(iii)
is serving in a medical or dental internship or residency program;
 ; and
(3)
by adding at the end the following:
(7)
Special rule for certain in school deferment
Notwithstanding any other provision of this Act, a borrower described in paragraph (2)(A)(iii) shall be eligible for a deferment, during which periodic installments of principal need not be paid and interest shall not accrue on any loan made to the borrower under this part.
 .

Tracker

The tracker indicates the progress of this legislation as it moves through the legislative process.

  1. Introduced2025-03-11
  2. Passed House
  3. Passed Senate
  4. Conference
  5. To President
  6. Became Law

CRS Summary

The summaries are the Congressional Research Service’s, one per stage. Read them in full.

Introduced in House Mar 11, 2025

hb2028/introduced-in-house.md

Shown Here:
Introduced in House (03/11/2025)

Resident Education Deferred Interest Act or the REDI Act

This bill allows borrowers in medical or dental internships or residency programs to defer student loan payments until the completion of their programs.

Sponsors

Rep. Brian Babin (R) sponsors H.R. 2028, and 129 members have co-sponsored it, 1 of them from the day it was introduced.

Committees

H.R. 2028 went before 1 committee: Education and Workforce.

Education and Workforce
Education and Workforce
Referred To · Mar 11, 2025 · 824 Bills

Actions

H.R. 2028 has taken 2 actions since Mar 11, 2025.

ChamberAction
Mar 11, 2025
House
Introduced in House
Mar 11, 2025
House
Referred to the House Committee on Education and Workforce.Education and Workforce Committee

Votes

H.R. 2028 has not gone to a roll call.

1 bill is related to H.R. 2028.

Titles

H.R. 2028 goes by 4 titles, 2 of them short titles.

  • REDI Act — Display Title
  • REDI Act — Short Title(s) as Introduced
  • Resident Education Deferred Interest Act — Short Title(s) as Introduced
  • To amend the Higher Education Act of 1965 to provide for interest-free deferment on student loans for borrowers serving in a medical or dental internship or residency program. — Official Title as Introduced

Lobbying

25 clients hired 26 firms and 243 registered lobbyists who named H.R. 2028 in 131 quarterly filings, 2025 to 2026. Reported under the Lobbying Disclosure Act; a filing’s income covers everything its registrant worked that quarter, so the amounts below are the filings’, not this bill’s.

Filed under Health Issues, Medicare/Medicaid, Budget/Appropriations, Education, Veterans, Labor Issues/Antitrust/Workplace, Insurance, Medical/Disease Research/Clinical Labs.

Clients

Who paid to be heard, by how many filings named the bill. The 20 that filed most often, of 25.

ClientBusinessStateFirmsFilingsReported
AMERICAN DENTAL ASSOCIATION—District of Columbia212$300K
AMERICAN MEDICAL ASSOCIATION—District of Columbia18—
AMERICAN ACADEMY OF OTOLARYNGOLOGY-HEAD AND NECK SURGERY—Virginia16—
AMERICAN ASSOCIATION FOR DENTAL, ORAL, AND CRANIOFACIAL RESEARCH—Virginia16—
AMERICAN ASSOCIATION OF ORAL AND MAXILLOFACIAL SURGEONS—Illinois16—
AMERICAN ASSOCIATION OF ORTHOPAEDIC SURGEONS—Illinois16—
AMERICAN COLLEGE OF CARDIOLOGY—District of Columbia16—
AMERICAN COLLEGE OF EMERGENCY PHYSICIANS—District of Columbia16—
AMERICAN COLLEGE OF PHYSICIANS—District of Columbia16—
AMERICAN COLLEGE OF PHYSICIAN SERVICES, INC.—District of Columbia16—
AMERICAN COLLEGE OF RHEUMATOLOGY—Georgia16—
AMERICAN PSYCHIATRIC ASSOCIATION—District of Columbia16—
COLLEGE OF AMERICAN PATHOLOGISTS—District of Columbia16—
SOCIETY FOR VASCULAR SURGERY—District of Columbia16—
THE SOCIETY OF THORACIC SURGEONS—District of Columbia16—
AMERICAN COLLEGE OF SURGEONS—District of Columbia15—
AMERICAN COLLEGE OF SURGEONS PROFESSIONAL ASSOCIATION—District of Columbia15—
AMERICAN ASSOCIATION OF COLLEGES OF OSTEOPATHIC MEDICINE—Maryland14—
AMERICAN SOCIETY OF ANESTHESIOLOGISTS—District of Columbia14—
SOCIETY FOR CARDIOVASCULAR ANGIOGRAPHY AND INTERVENTIONS—District of Columbia14—

Firms

Registrants who filed on the bill, by filings.

RegistrantClientsFilingsReported
AMERICAN MEDICAL ASSOCIATION18—
AMERICAN ACADEMY OF OTOLARYNGOLOGY-HEAD AND NECK SURGERY16—
AMERICAN ASSOCIATION FOR DENTAL, ORAL, AND CRANIOFACIAL RESEARCH16—
AMERICAN ASSOCIATION OF ORAL AND MAXILLOFACIAL SURGEONS16—
AMERICAN ASSOCIATION OF ORTHOPAEDIC SURGEONS16—
AMERICAN COLLEGE OF CARDIOLOGY16—
AMERICAN COLLEGE OF EMERGENCY PHYSICIANS16—
AMERICAN COLLEGE OF PHYSICIANS16—
AMERICAN COLLEGE OF PHYSICIAN SERVICES, INC.16—
AMERICAN COLLEGE OF RHEUMATOLOGY16—
AMERICAN DENTAL ASSOCIATION16—
AMERICAN PSYCHIATRIC ASSOCIATION16—
COLLEGE OF AMERICAN PATHOLOGISTS16—
SOCIETY FOR VASCULAR SURGERY16—
THE SMITH-FREE GROUP, LLC16$300K
THE SOCIETY OF THORACIC SURGEONS16—
AMERICAN COLLEGE OF SURGEONS15—
AMERICAN COLLEGE OF SURGEONS PROFESSIONAL ASSOCIATION15—
AMERICAN ASSOCIATION OF COLLEGES OF OSTEOPATHIC MEDICINE14—
AMERICAN SOCIETY OF ANESTHESIOLOGISTS14—

Lobbyists

Named on the filings that cite the bill. The 20 named most often, of 243.

LobbyistFirmsClientsFilings
CARRIE ZLATOS2210
CHRISTIAN SHALGIAN2210
EMMA ZIMMERMAN2210
HALLIE KOCH2210
MATTHEW BROWN2210
MATTHEW COFFRON2210
ALEXIS PIERCE118
ANDREW WANKUM118
ASHLEY DELOSH118
BRYAN HULL118
CHRISTOPHER SHERIN118
DANA LICHTENBERG118
JASON MARINO118
JEFFREY COUGHLIN118
KATHERINE DAPPER118
LINDSEY BRILL118
LISA MYERS118
MARGARET GARIKES118
MATTHEW REID118
ROBERT REDDING118

Filings

The documents themselves, on the Senate’s Lobbying Disclosure site, largest reported first.

ClientRegistrantPeriodReportedDocument
CHAMBER OF COMMERCE OF THE U.S.A.CHAMBER OF COMMERCE OF THE U.S.A.2025 third_quarter$13.7M3rd Quarter - Report
AMERICAN MEDICAL ASSOCIATIONAMERICAN MEDICAL ASSOCIATION2025 first_quarter$8M1st Quarter - Report
AMERICAN MEDICAL ASSOCIATIONAMERICAN MEDICAL ASSOCIATION2026 first_quarter$8M1st Quarter - Amendme…
AMERICAN MEDICAL ASSOCIATIONAMERICAN MEDICAL ASSOCIATION2026 first_quarter$8M1st Quarter - Report
AMERICAN MEDICAL ASSOCIATIONAMERICAN MEDICAL ASSOCIATION2025 fourth_quarter$5.5M4th Quarter - Report
AMERICAN MEDICAL ASSOCIATIONAMERICAN MEDICAL ASSOCIATION2026 second_quarter$5.1M2nd Quarter - Amendme…
AMERICAN MEDICAL ASSOCIATIONAMERICAN MEDICAL ASSOCIATION2025 second_quarter$5M2nd Quarter - Report
AMERICAN MEDICAL ASSOCIATIONAMERICAN MEDICAL ASSOCIATION2025 third_quarter$4.6M3rd Quarter - Report
AMERICAN DENTAL ASSOCIATIONAMERICAN DENTAL ASSOCIATION2025 second_quarter$1.7M2nd Quarter - Report
AMERICAN DENTAL ASSOCIATIONAMERICAN DENTAL ASSOCIATION2026 second_quarter$1.1M2nd Quarter - Report
AMERICAN COLLEGE OF CARDIOLOGYAMERICAN COLLEGE OF CARDIOLOGY2026 second_quarter$680K2nd Quarter - Report
AMERICAN COLLEGE OF OBSTETRICIANS AND GYNECOLOGISTSAMERICAN COLLEGE OF OBSTETRICIANS AND GYNECOLOGISTS2025 first_quarter$660K1st Quarter - Report
AMERICAN COLLEGE OF CARDIOLOGYAMERICAN COLLEGE OF CARDIOLOGY2026 first_quarter$600K1st Quarter - Report
AMERICAN COLLEGE OF CARDIOLOGYAMERICAN COLLEGE OF CARDIOLOGY2025 third_quarter$580K3rd Quarter - Report
AMERICAN COLLEGE OF CARDIOLOGYAMERICAN COLLEGE OF CARDIOLOGY2025 first_quarter$580K1st Quarter - Report
AMERICAN ASSOCIATION OF ORTHOPAEDIC SURGEONSAMERICAN ASSOCIATION OF ORTHOPAEDIC SURGEONS2025 first_quarter$519.3K1st Quarter - Report
AMERICAN ASSOCIATION OF ORTHOPAEDIC SURGEONSAMERICAN ASSOCIATION OF ORTHOPAEDIC SURGEONS2025 second_quarter$516.2K2nd Quarter - Report
AMERICAN MEDICAL ASSOCIATIONAMERICAN MEDICAL ASSOCIATION2026 second_quarter$513K2nd Quarter - Report
AMERICAN COLLEGE OF EMERGENCY PHYSICIANSAMERICAN COLLEGE OF EMERGENCY PHYSICIANS2025 fourth_quarter$501.1K4th Quarter - Report
AMERICAN COLLEGE OF CARDIOLOGYAMERICAN COLLEGE OF CARDIOLOGY2025 second_quarter$500K2nd Quarter - Report

Classification

The Congressional Research Service files H.R. 2028 under Education, one of its 31 policy areas, and gives it 6 legislative subjects.

CRS Subjects

CRS assigns every bill one policy area from its 31; H.R. 2028’s is Education.

hr2028/policy-areas.txt
EducationAgriculture and FoodAnimalsArmed Forces and National SecurityArts, Culture, ReligionCivil Rights and Liberties, Minority IssuesCommerceCongressCrime and Law EnforcementEconomics and Public FinanceEmergency ManagementEnergyEnvironmental ProtectionFamiliesFinance and Financial SectorForeign Trade and International FinanceGovernment Operations and PoliticsHealthHousing and Community DevelopmentImmigrationInternational AffairsLabor and EmploymentLawNative AmericansPublic Lands and Natural ResourcesScience, Technology, CommunicationsSocial WelfareSports and RecreationTaxationTransportation and Public WorksWater Resources Development

Legislative Subjects

H.R. 2028 carries 6 of CRS’s legislative subjects, from Dental care to Student aid and college costs.

hr2028/subjects.txt
Dental careGovernment lending and loan guaranteesHealth personnelInterest, dividends, interest ratesMedical educationStudent aid and college costs

Constitutional authority

The clause the sponsor cites as Congress’s power to enact H.R. 2028, as entered in the Congressional Record.

[Congressional Record Volume 171, Number 45 (Tuesday, March 11, 2025)][House]From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Mr. BABIN:H.R. 2028.Congress has the power to enact this legislation pursuantto the following:Article I, Section 8, Clause 18[Page H1151]

Source: congress.gov · legiscan.com