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H.R. 1791

U.S. House•In House Committee

Summary

H.R. 1791, the Increasing Credit Union Lending for Business Growth Act, was introduced in the House on Mar 3, 2025 by Rep. Vicente Gonzalez (D) with 2 co-sponsors. It was referred to Financial Services, and last saw action on Mar 3, 2025: Referred to the House Committee on Financial Services.

Record

Text

H.R. 1791 has 2 co-sponsors.

hb1791/introduced-in-house.txt
119 HR 1791 IH: Increasing Credit Union Lending for Business Growth Act
 U.S. House of Representatives
 2025-03-03
 text/xml
 EN
 Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.
 I  119th CONGRESS  1st Session  H. R. 1791  IN THE HOUSE OF REPRESENTATIVES   March 3, 2025   Mr. Vicente Gonzalez of Texas  (for himself and  Mr. Fitzpatrick ) introduced the following bill; which was referred to the  Committee on Financial Services    A BILL
To amend the Federal Credit Union Act to provide more loan flexibility to credit unions, to amend the Federal Home Loan Bank Act to expand homeownership access, and for other purposes.
1.
Short title
This Act may be cited as the   Increasing Credit Union Lending for Business Growth Act  .
2.
Expanding credit to small businesses
Section 107A(c)(1)(B)(iii) of the Federal Credit Union Act ( 12 U.S.C. 1757a(c)(1)(B)(iii) ) is amended by striking  $50,000  and inserting  $100,000 .

Tracker

The tracker indicates the progress of this legislation as it moves through the legislative process.

  1. Introduced2025-03-03
  2. Passed House
  3. Passed Senate
  4. Conference
  5. To President
  6. Became Law

To amend the Federal Credit Union Act to provide more loan flexibility to credit unions, to amend the Federal Home Loan Bank Act to expand homeownership access, and for other purposes.

Sponsors

Rep. Vicente Gonzalez (D) sponsors H.R. 1791, and 2 members have co-sponsored it, 1 of them from the day it was introduced.

Committees

H.R. 1791 went before 1 committee: Financial Services.

Financial Services
Financial Services
Referred To · Mar 3, 2025 · 559 Bills

Actions

H.R. 1791 has taken 2 actions since Mar 3, 2025.

ChamberAction
Mar 3, 2025
House
Introduced in House
Mar 3, 2025
House
Referred to the House Committee on Financial Services.Financial Services Committee

Votes

H.R. 1791 has not gone to a roll call.

Titles

H.R. 1791 goes by 3 titles, 1 of them short titles.

  • Increasing Credit Union Lending for Business Growth Act — Display Title
  • Increasing Credit Union Lending for Business Growth Act — Short Title(s) as Introduced
  • To amend the Federal Credit Union Act to provide more loan flexibility to credit unions, to amend the Federal Home Loan Bank Act to expand homeownership access, and for other purposes. — Official Title as Introduced

Lobbying

4 clients hired 4 firms and 23 registered lobbyists who named H.R. 1791 in 17 quarterly filings, 2025 to 2026. Reported under the Lobbying Disclosure Act; a filing’s income covers everything its registrant worked that quarter, so the amounts below are the filings’, not this bill’s.

Filed under Banking, Small Business, Financial Institutions/Investments/Securities, Taxation/Internal Revenue Code, Budget/Appropriations, Government Issues, Veterans.

Clients

Who paid to be heard, by how many filings named the bill.

ClientBusinessStateFirmsFilingsReported
CREDIT UNION NATIONAL ASSOCIATION, INC. DBA AMERICA'S CREDIT UNIONS—District of Columbia16—
GOWEST CREDIT UNION ASSOCIATIONCredit Union Trade AssociationWashington16—
DEFENSE CREDIT UNION COUNCILNational Trade Assocation for Defense, Veterans and related Credit UnionsDistrict of Columbia14—
NEW YORK CREDIT UNION ASSOCIATION, INC.Advocates, educates, unites, and supports the interests of New York credit unions.New York11—

Firms

Registrants who filed on the bill, by filings.

RegistrantClientsFilingsReported
CREDIT UNION NATIONAL ASSOCIATION. INC. DBA AMERICA'S CREDIT UNIONS16—
GOWEST CREDIT UNION ASSOCIATION16—
DEFENSE CREDIT UNION COUNCIL14—
OSTROFF ASSOCIATES, INC.11—

Lobbyists

Named on the filings that cite the bill. The 20 named most often, of 23.

LobbyistFirmsClientsFilings
ANDREW MORRIS116
BRADFORD THALER116
CLARK DERRINGTON116
GORDON HOLZBERG116
GREGORY MESACK116
JAMES AKIN116
LUKE MARTONE116
PHIL DRAGER116
RYAN FITZGERALD116
STEPHANIE BELK116
TYLER MARON115
JASON STVERAK114
JOHN VATIAN114
CARRIE HUNT113
CLEMENT ABONYI113
MADISON HUBBARD113
ANN PETROS112
JEREMY GREENBERG112
KRISTIN RHEINS112
AMY KRAMER111

Filings

The documents themselves, on the Senate’s Lobbying Disclosure site, largest reported first.

ClientRegistrantPeriodReportedDocument
CREDIT UNION NATIONAL ASSOCIATION, INC. DBA AMERICA'S CREDIT UNIONSCREDIT UNION NATIONAL ASSOCIATION. INC. DBA AMERICA'S CREDIT UNIONS2026 second_quarter$1.3M2nd Quarter - Report
CREDIT UNION NATIONAL ASSOCIATION, INC. DBA AMERICA'S CREDIT UNIONSCREDIT UNION NATIONAL ASSOCIATION. INC. DBA AMERICA'S CREDIT UNIONS2025 first_quarter$1.2M1st Quarter - Report
CREDIT UNION NATIONAL ASSOCIATION, INC. DBA AMERICA'S CREDIT UNIONSCREDIT UNION NATIONAL ASSOCIATION. INC. DBA AMERICA'S CREDIT UNIONS2025 second_quarter$1.2M2nd Quarter - Report
CREDIT UNION NATIONAL ASSOCIATION, INC. DBA AMERICA'S CREDIT UNIONSCREDIT UNION NATIONAL ASSOCIATION. INC. DBA AMERICA'S CREDIT UNIONS2026 first_quarter$1.1M1st Quarter - Report
CREDIT UNION NATIONAL ASSOCIATION, INC. DBA AMERICA'S CREDIT UNIONSCREDIT UNION NATIONAL ASSOCIATION. INC. DBA AMERICA'S CREDIT UNIONS2025 third_quarter$1.1M3rd Quarter - Report
CREDIT UNION NATIONAL ASSOCIATION, INC. DBA AMERICA'S CREDIT UNIONSCREDIT UNION NATIONAL ASSOCIATION. INC. DBA AMERICA'S CREDIT UNIONS2025 fourth_quarter$1.1M4th Quarter - Report
DEFENSE CREDIT UNION COUNCILDEFENSE CREDIT UNION COUNCIL2025 fourth_quarter$190K4th Quarter - Report
DEFENSE CREDIT UNION COUNCILDEFENSE CREDIT UNION COUNCIL2025 third_quarter$170K3rd Quarter - Report
DEFENSE CREDIT UNION COUNCILDEFENSE CREDIT UNION COUNCIL2025 second_quarter$150K2nd Quarter - Report
DEFENSE CREDIT UNION COUNCILDEFENSE CREDIT UNION COUNCIL2025 first_quarter$110K1st Quarter - Report
GOWEST CREDIT UNION ASSOCIATIONGOWEST CREDIT UNION ASSOCIATION2026 first_quarter$90K1st Quarter - Report
GOWEST CREDIT UNION ASSOCIATIONGOWEST CREDIT UNION ASSOCIATION2026 second_quarter$80K2nd Quarter - Report
GOWEST CREDIT UNION ASSOCIATIONGOWEST CREDIT UNION ASSOCIATION2025 second_quarter$60K2nd Quarter - Report
GOWEST CREDIT UNION ASSOCIATIONGOWEST CREDIT UNION ASSOCIATION2025 fourth_quarter$40K4th Quarter - Report
GOWEST CREDIT UNION ASSOCIATIONGOWEST CREDIT UNION ASSOCIATION2025 third_quarter$40K3rd Quarter - Report
GOWEST CREDIT UNION ASSOCIATIONGOWEST CREDIT UNION ASSOCIATION2025 first_quarter$40K1st Quarter - Report
NEW YORK CREDIT UNION ASSOCIATION, INC.OSTROFF ASSOCIATES, INC.2025 third_quarter—3rd Quarter - Report

Classification

The Congressional Research Service files H.R. 1791 under Finance and Financial Sector, one of its 31 policy areas.

CRS Subjects

CRS assigns every bill one policy area from its 31; H.R. 1791’s is Finance and Financial Sector.

hr1791/policy-areas.txt
Finance and Financial SectorAgriculture and FoodAnimalsArmed Forces and National SecurityArts, Culture, ReligionCivil Rights and Liberties, Minority IssuesCommerceCongressCrime and Law EnforcementEconomics and Public FinanceEducationEmergency ManagementEnergyEnvironmental ProtectionFamiliesForeign Trade and International FinanceGovernment Operations and PoliticsHealthHousing and Community DevelopmentImmigrationInternational AffairsLabor and EmploymentLawNative AmericansPublic Lands and Natural ResourcesScience, Technology, CommunicationsSocial WelfareSports and RecreationTaxationTransportation and Public WorksWater Resources Development

Constitutional authority

The clause the sponsor cites as Congress’s power to enact H.R. 1791, as entered in the Congressional Record.

[Congressional Record Volume 171, Number 40 (Monday, March 3, 2025)][House]From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Mr. VICENTE GONZALEZ of Texas:H.R. 1791.Congress has the power to enact this legislation pursuantto the following:Section 8 of Article I of the Constitution[Page H946]

Source: congress.gov · legiscan.com