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H.R. 1224
U.S. House•In House Committee
Summary
H.R. 1224, the Protecting the Second Amendment in Financial Services Act, was introduced in the House on Feb 12, 2025 by Rep. Andrew Ogles (R) with 17 co-sponsors. It was referred to Financial Services, and last saw action on Feb 12, 2025: Referred to the House Committee on Financial Services.
Record
Text
H.R. 1224 has 17 co-sponsors.
hb1224/introduced-in-house.txt119 HR 1224 IH: Protecting the Second Amendment in Financial Services ActU.S. House of Representatives2025-02-12text/xmlENPursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.I 119th CONGRESS 1st Session H. R. 1224 IN THE HOUSE OF REPRESENTATIVES February 12, 2025 Mr. Ogles (for himself, Mr. Norman , Mr. Grothman , Mr. Williams of Texas , Mr. Finstad , Mr. Rose , Mr. Newhouse , Mr. Moolenaar , Ms. Hageman , Mr. Weber of Texas , Mr. Gosar , Mr. Edwards , Mr. Gill of Texas , and Mr. Biggs of Arizona ) introduced the following bill; which was referred to the Committee on Financial Services A BILLTo prohibit the use of a merchant category code that separately identifies firearms merchants or ammunition merchants, and for other purposes.1.Short titleThis Act may be cited as the Protecting the Second Amendment in Financial Services Act .2.Merchant category code limitations with respect to firearm merchantsSection 127 of the Truth in Lending Act ( 15 U.S.C. 1637 ) is amended by inserting after subsection (p) the following:(q)Merchant category code limitations with respect to firearm merchants(1)In generalA covered entity may not use a merchant category code that separately identifies firearms merchants or ammunition merchants.(2)Covered entity definedFor the purposes of this subsection, the term covered entity means any entity—(A)involved in facilitating or processing a credit card transaction, including a bank, an acquirer, payment card network, or payment card issuer; or(B)otherwise participates in the authorizing, clearing, or settling of a credit card transaction..
Tracker
The tracker indicates the progress of this legislation as it moves through the legislative process.
- Introduced2025-02-12
- Passed House
- Passed Senate
- Conference
- To President
- Became Law
To prohibit the use of a merchant category code that separately identifies firearms merchants or ammunition merchants, and for other purposes.
Sponsors
Rep. Andrew Ogles (R) sponsors H.R. 1224, and 17 members have co-sponsored it, 13 of them from the day it was introduced.

Rep. · R–TN-5 · Sponsor
Introduced Feb 12, 2025

Rep. · R–AZ-5 · Co-sponsor
Joined Feb 12, 2025 · Original

Rep. · R–NC-11 · Co-sponsor
Joined Feb 12, 2025 · Original

Rep. · R–MN-1 · Co-sponsor
Joined Feb 12, 2025 · Original

Rep. · R–TX-26 · Co-sponsor
Joined Feb 12, 2025 · Original

Rep. · R–AZ-9 · Co-sponsor
Joined Feb 12, 2025 · Original

Rep. · R–WI-6 · Co-sponsor
Joined Feb 12, 2025 · Original

Rep. · R–WY-0 · Co-sponsor
Joined Feb 12, 2025 · Original

Rep. · R–MI-2 · Co-sponsor
Joined Feb 12, 2025 · Original

Rep. · R–WA-4 · Co-sponsor
Joined Feb 12, 2025 · Original
Committees
H.R. 1224 went before 1 committee: Financial Services.
Actions
H.R. 1224 has taken 2 actions since Feb 12, 2025.
| Chamber | Action | |||
|---|---|---|---|---|
Feb 12, 2025 | House | Introduced in House | ||
Feb 12, 2025 | House | Referred to the House Committee on Financial Services.Financial Services Committee |
Votes
H.R. 1224 has not gone to a roll call.
Titles
H.R. 1224 goes by 3 titles, 1 of them short titles.
- Protecting the Second Amendment in Financial Services Act — Display Title
- Protecting the Second Amendment in Financial Services Act — Short Title(s) as Introduced
- To prohibit the use of a merchant category code that separately identifies firearms merchants or ammunition merchants, and for other purposes. — Official Title as Introduced
Lobbying
2 clients hired 2 firms and 10 registered lobbyists who named H.R. 1224 in 10 quarterly filings, 2025 to 2026. Reported under the Lobbying Disclosure Act; a filing’s income covers everything its registrant worked that quarter, so the amounts below are the filings’, not this bill’s.
Filed under Firearms/Guns/Ammunition.
Clients
Who paid to be heard, by how many filings named the bill.
| Client | Business | State | Firms | Filings | Reported |
|---|---|---|---|---|---|
| NATIONAL ASSOCIATION FOR GUN RIGHTS | — | Colorado | 1 | 6 | — |
| GUN OWNERS OF AMERICA INC | — | Virginia | 1 | 4 | — |
Firms
Registrants who filed on the bill, by filings.
| Registrant | Clients | Filings | Reported |
|---|---|---|---|
| NATIONAL ASSOCIATION FOR GUN RIGHTS | 1 | 6 | — |
| GUN OWNERS OF AMERICA, INC. | 1 | 4 | — |
Lobbyists
Named on the filings that cite the bill.
| Lobbyist | Firms | Clients | Filings |
|---|---|---|---|
| ANGELO VELTRI | 1 | 1 | 6 |
| DUDLEY BROWN | 1 | 1 | 6 |
| DUSTIN CURTIS | 1 | 1 | 5 |
| AIDAN JOHNSTON | 1 | 1 | 4 |
| BENJAMIN SANDERSON | 1 | 1 | 4 |
| ERICH PRATT | 1 | 1 | 4 |
| JEAN PICHARDO | 1 | 1 | 4 |
| JOHN VELLECO | 1 | 1 | 4 |
| HUNTER KING | 1 | 1 | 1 |
| MICHAEL HAMMOND | 1 | 1 | 1 |
Filings
The documents themselves, on the Senate’s Lobbying Disclosure site, largest reported first.
| Client | Registrant | Period | Reported | Document |
|---|---|---|---|---|
| GUN OWNERS OF AMERICA INC | GUN OWNERS OF AMERICA, INC. | 2025 second_quarter | $679K | 2nd Quarter - Report |
| GUN OWNERS OF AMERICA INC | GUN OWNERS OF AMERICA, INC. | 2025 first_quarter | $650.4K | 1st Quarter - Report |
| GUN OWNERS OF AMERICA INC | GUN OWNERS OF AMERICA, INC. | 2025 fourth_quarter | $545.7K | 4th Quarter - Report |
| GUN OWNERS OF AMERICA INC | GUN OWNERS OF AMERICA, INC. | 2025 third_quarter | $465.1K | 3rd Quarter - Report |
| NATIONAL ASSOCIATION FOR GUN RIGHTS | NATIONAL ASSOCIATION FOR GUN RIGHTS | 2025 second_quarter | $304.8K | 2nd Quarter - Report |
| NATIONAL ASSOCIATION FOR GUN RIGHTS | NATIONAL ASSOCIATION FOR GUN RIGHTS | 2025 third_quarter | $296.6K | 3rd Quarter - Report |
| NATIONAL ASSOCIATION FOR GUN RIGHTS | NATIONAL ASSOCIATION FOR GUN RIGHTS | 2026 second_quarter | $293.3K | 2nd Quarter - Report |
| NATIONAL ASSOCIATION FOR GUN RIGHTS | NATIONAL ASSOCIATION FOR GUN RIGHTS | 2026 first_quarter | $289.9K | 1st Quarter - Report |
| NATIONAL ASSOCIATION FOR GUN RIGHTS | NATIONAL ASSOCIATION FOR GUN RIGHTS | 2025 first_quarter | $202.6K | 1st Quarter - Report |
| NATIONAL ASSOCIATION FOR GUN RIGHTS | NATIONAL ASSOCIATION FOR GUN RIGHTS | 2025 fourth_quarter | $136.3K | 4th Quarter - Report |
Classification
The Congressional Research Service files H.R. 1224 under Commerce, one of its 31 policy areas.
CRS Subjects
CRS assigns every bill one policy area from its 31; H.R. 1224’s is Commerce.
hr1224/policy-areas.txtSource: congress.gov · legiscan.com