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S. 120

U.S. SenateIn Senate Committee

Summary

S. 120, the Disaster Housing Reform for American Families Act, was introduced in the Senate on Jan 16, 2025 by Sen. Bill Cassidy (R) with 2 co-sponsors. It was referred to Homeland Security And Governmental Affairs, and last saw action on Jan 16, 2025: Read twice and referred to the Committee on Homeland Security and Governmental Affairs.


Record

Text

S. 120 has 2 co-sponsors.

sb120/introduced-in-senate.txt
119 S120 IS: Disaster Housing Reform for American Families Act
U.S. Senate
2025-01-16
text/xml
EN
Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.
II 119th CONGRESS 1st Session S. 120 IN THE SENATE OF THE UNITED STATES January 16, 2025 Mr. Cassidy (for himself and Mr. Padilla ) introduced the following bill; which was read twice and referred to the Committee on Homeland Security and Governmental Affairs A BILL
To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to establish a pilot program for the construction of temporary disaster assistance housing, and for other purposes.
1.
Short title
This Act may be cited as the Disaster Housing Reform for American Families Act .
2.
Disaster assistance housing pilot program
Section 408(c) of the Robert T. Stafford Disaster Relief and Emergency Assistance Act ( 42 U.S.C. 5174(c) ) is amended by adding at the end the following:
(5)
Pilot program
(A)
Definitions
In this paragraph:
(i)
Distributor; manufactured home; manufacturer; retailer
The terms distributor , manufactured home , manufacturer , and retailer have the meanings given those terms in section 603 of the National Manufactured Housing Construction and Safety Standards Act of 1974 ( 42 U.S.C. 5402 ).
(ii)
Eligible entity
The term eligible entity means—
(I)
a manufacturer, distributor, or retailer of a manufactured home or a modular home; and
(II)
a producer of modular housing.
(iii)
Secretary
The term Secretary means the Secretary of Housing and Urban Development, in coordination with the Administrator of the Federal Emergency Management Agency.
(B)
Establishment
The President shall establish a pilot program under which the President enters into a contract with an eligible entity for the purpose of constructing temporary housing to serve as a type of housing available to individuals and households under subsection (b)(1).
(C)
Requirements
Housing constructed pursuant to subparagraph (B) shall—
(i)
be in the form of a manufactured or modular housing structure with not more than 4 units;
(ii)
be available to individuals and households not later than 90 days (or 120 days, upon extension by the Secretary) after the date on which the President declares a major disaster;
(iii)
subject to subparagraph (D)(ii), conform with, as applicable—
(I)
construction standards of the National Flood Insurance Program;
(II)
standards for new construction under the National Manufactured Housing Construction and Safety Standards Act of 1974 ( 42 U.S.C. 5401 et seq. );
(III)
standards under the most recent or second most recent edition of the International Residential Code;
(IV)
applicable building codes in the State, local, or Tribal jurisdiction in which the housing is located;
(V)
requirements of the Federal Flood Risk Management Standard of the Federal Emergency Management Agency;
(VI)
local zoning ordinances;
(VII)
the national technical standard for flood resistant design and construction (ASCE/SEI 24–14); or
(VIII)
the manufactured home and construction safety standards under part 3280 of title 24, Code of Regulations, or any successor regulation;
(iv)
reflect the needs of the community in which the housing is constructed according to the type of major disaster experienced by the community; and
(v)
provide a minimum level of protection against natural hazards for the purpose of protecting the health, safety, and general welfare of the users of the housing against disasters.
(D)
Permanence; waiver
Housing constructed pursuant to subparagraph (B) may—
(i)
have the capacity to become permanent housing after the date on which a major disaster declaration terminates; and
(ii)
receive a waiver for a requirement described in subparagraph (C)(iii) from the Secretary.
(E)
Transfer guidelines
The President, in coordination with the Secretary, shall establish guidelines for the transfer of housing constructed under subparagraph (B) to an established affordable housing program administered by a locality, public housing authority, nonprofit organization, or affordable housing developer after the date on which the disaster declaration for the major disaster for which the housing is constructed terminates.
(F)
Termination
The program established pursuant to subparagraph (B) shall terminate on the date that is 5 years after the date of enactment of the Disaster Housing Reform for American Families Act .
(6)
Closing costs
The President may provide financial assistance to individuals or households affected by a major disaster and purchasing a residential property for closing costs associated with obtaining a mortgage from a Federal program that provides affordable financing options.
.

Tracker

The tracker indicates the progress of this legislation as it moves through the legislative process.

  1. Introduced2025-01-16
  2. Passed Senate
  3. Passed House
  4. Conference
  5. To President
  6. Became Law

CRS Summary

The summaries are the Congressional Research Service’s, one per stage. Read them in full.

Introduced in Senate Jan 16, 2025

sb120/introduced-in-senate.md

Shown Here:
Introduced in Senate (01/16/2025)

Disaster Housing Reform for American Families Act

This bill requires the Federal Emergency Management Agency (FEMA) to establish a five-year pilot program under the Individuals and Households Program (IHP) through which FEMA contracts to provide factory-built housing to serve disaster survivors until the disaster declaration terminates and then be utilized for affordable housing. It also authorizes FEMA to provide IHP grants for closing costs associated with obtaining certain mortgages.

Specifically, FEMA must enter into a contract with a producer or seller of manufactured or modular homes to construct such housing as a type of temporary housing assistance under IHP. The bill requires the housing to meet specified criteria, including that it must be available within 90 days (unless extended to 120 days) after the disaster declaration, have no more than four units, and provide a minimum level of protection from natural hazards. The housing must conform to various specified standards, but the bill authorizes the Department of Housing and Urban Development to waive any such requirement for construction under the pilot program.

Also, the bill requires FEMA to establish guidelines for transferring the housing to an affordable housing program after the termination of the relevant disaster declaration. However, the bill also authorizes it to become permanent housing after the declaration terminates.

In addition, the bill authorizes FEMA to provide IHP grants to disaster-impacted individuals or households purchasing residential property for closing costs associated with obtaining a mortgage from a federal program providing affordable financing options.

Sponsors

Sen. Bill Cassidy (R) sponsors S. 120, and 2 members have co-sponsored it, 1 of them from the day it was introduced.

Committees

S. 120 went before 1 committee: Homeland Security and Governmental Affairs.

Homeland Security and Governmental Affairs
Homeland Security and Governmental Affairs
Referred To · Jan 16, 2025 · 444 Bills

Actions

S. 120 has taken 2 actions since Jan 16, 2025.

ChamberAction
Jan 16, 2025
Senate
Read twice and referred to the Committee on Homeland Security and Governmental Affairs.Homeland Security and Governmental Affairs Committee
Jan 16, 2025
Introduced in Senate

Votes

S. 120 has not gone to a roll call.

Titles

S. 120 goes by 3 titles, 1 of them short titles.

  • Disaster Housing Reform for American Families Act — Display Title
  • Disaster Housing Reform for American Families Act — Short Title(s) as Introduced
  • A bill to amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to establish a pilot program for the construction of temporary disaster assistance housing, and for other purposes. — Official Title as Introduced

Lobbying

2 clients hired 2 firms and 9 registered lobbyists who named S. 120 in 13 quarterly filings, 2025 to 2026. Reported under the Lobbying Disclosure Act; a filing’s income covers everything its registrant worked that quarter, so the amounts below are the filings’, not this bill’s.

Filed under Financial Institutions/Investments/Securities, Insurance, Taxation/Internal Revenue Code, Torts, Agriculture, Science/Technology, Budget/Appropriations, Homeland Security.

Clients

Who paid to be heard, by how many filings named the bill.

ClientBusinessStateFirmsFilingsReported
REINSURANCE ASSN OF AMERICADistrict of Columbia17
NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIESDistrict of Columbia16

Firms

Registrants who filed on the bill, by filings.

Lobbyists

Named on the filings that cite the bill.

Filings

The documents themselves, on the Senate’s Lobbying Disclosure site, largest reported first.

ClientRegistrantPeriodReportedDocument
NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIESNATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES2026 second_quarter$540K2nd Quarter - Report
REINSURANCE ASSN OF AMERICAREINSURANCE ASSN OF AMERICA2026 first_quarter$520K1st Quarter - Report
NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIESNATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES2026 first_quarter$506.4K1st Quarter - Report
NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIESNATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES2025 fourth_quarter$465.8K4th Quarter - Report
NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIESNATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES2025 third_quarter$442.1K3rd Quarter - Report
REINSURANCE ASSN OF AMERICAREINSURANCE ASSN OF AMERICA2025 third_quarter$440K3rd Quarter - Report
REINSURANCE ASSN OF AMERICAREINSURANCE ASSN OF AMERICA2025 second_quarter$440K2nd Quarter - Report
NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIESNATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES2025 second_quarter$435.7K2nd Quarter - Report
NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIESNATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES2025 first_quarter$424.5K1st Quarter - Report
REINSURANCE ASSN OF AMERICAREINSURANCE ASSN OF AMERICA2025 fourth_quarter$390K4th Quarter - Report
REINSURANCE ASSN OF AMERICAREINSURANCE ASSN OF AMERICA2026 second_quarter$370K2nd Quarter - Amendme…
REINSURANCE ASSN OF AMERICAREINSURANCE ASSN OF AMERICA2025 first_quarter$370K1st Quarter - Report
REINSURANCE ASSN OF AMERICAREINSURANCE ASSN OF AMERICA2026 second_quarter$340K2nd Quarter - Report

Classification

The Congressional Research Service files S. 120 under Emergency Management, one of its 31 policy areas.

CRS Subjects

CRS assigns every bill one policy area from its 31; S. 120’s is Emergency Management.

s120/policy-areas.txt
Emergency ManagementAgriculture and FoodAnimalsArmed Forces and National SecurityArts, Culture, ReligionCivil Rights and Liberties, Minority IssuesCommerceCongressCrime and Law EnforcementEconomics and Public FinanceEducationEnergyEnvironmental ProtectionFamiliesFinance and Financial SectorForeign Trade and International FinanceGovernment Operations and PoliticsHealthHousing and Community DevelopmentImmigrationInternational AffairsLabor and EmploymentLawNative AmericansPublic Lands and Natural ResourcesScience, Technology, CommunicationsSocial WelfareSports and RecreationTaxationTransportation and Public WorksWater Resources Development

Source: congress.gov · legiscan.com