H. R. 3384

Refinancing Relief for Veterans Act

Shown here: Introduced in House (2025-05-14)

To amend title 38, United States Code, to adjust fees for interest rate reduction refinancing housing loans guaranteed, insured, or made by the Secretary of Veterans Affairs.

1. Short title

This Act may be cited as the “Refinancing Relief for Veterans Act”.

2. Adjustment of fees for interest rate reduction refinancing housing loans guaranteed insured, or made by the Secretary of Veterans Affairs

The loan fee table in section 3729(b)(2) of title 38, United States Code, is amended by striking the row in subparagraph (E) (relating to interest rate reduction refinancing loans) and inserting the following:

(E)(i) Interest rate reduction refinancing loan (closed on or after August 1, 2025, and before December 31, 2025)
0.50
0.50
0.50
(E)(ii) Interest rate reduction refinancing loan (closed on or after December 31, 2025, and before December 31, 2027)
0.25
0.25
0.25
(E)(iii) Interest rate reduction refinancing loan (closed on or after December 31, 2027, and before December 31, 2032)
0.50
0.50
0.50
(E)(iv) Interest rate reduction refinancing loan (closed on or after December 31, 2032, and before December 31, 2035)
0.75
0.75
0.75
(E)(v) Interest rate reduction refinancing loan (closed on or after December 31, 2035)
0.50
0.50
0.50

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